Unidentified Bank credit

qbkez

I have checked my bank today and an unknown 4 digit amount has turned up. I am not going to spend it as it is obviously not mine, but also when I checked my partners account (we bank with the same company) he had a 4 digit bank credit too.

I am suspicious of it being some sort of scam, or if it is a genuine bank error, why would it be in mine and my partners accounts. I have a savings account and his is a current account, so numbers are nowhere near alike.

What to do????

trippy_zippy

qbkez wrote: »

I have checked my bank today and an unknown 4 digit amount has turned up. I am not going to spend it as it is obviously not mine, but also when I checked my partners account (we bank with the same company) he had a 4 digit bank credit too.

I am suspicious of it being some sort of scam, or if it is a genuine bank error, why would it be in mine and my partners accounts. I have a savings account and his is a current account, so numbers are nowhere near alike.

What to do????

its mine , send it via western union to me

samjef11_2

trippy_zippy wrote: »

its mine , send it via western union to me

Fail do send not anthing by western union as most scammer use it for crime like trippy does.

ERICS_MUM

I think it's a scam, maybe something to do with money laundering. I'd call your bank first thing tomorrow, they will be able to trace which bank sent it and you can then tell them to return the funds.

Let us know how you get on !

trippy_zippy

samjef11 wrote: »

Fail do send not anthing by western union as most scammer use it for crime like trippy does.

What crime do I commit?
My post was a wind up in response to the first post wind up.
99.999% of all posts saying I'VE JUST FOUND ££££££££££'s IN MY BANK THAT SHOULD NOT BE THERE.

Biggles

If it's a scam, it's pretty high-risk, sending out several grand as bait!

Just leave it there and don't spend it. Don't worry, someone will approach you about it sooner or later, there's no reason you should take up your time or money to sort it. Next time you happen to be in your bank, tell them, then your job's done.

JacksterD

samjef11 wrote: »

Fail do send not anthing by western union as most scammer use it for crime like trippy does.

-_-

Complete humour bypass

lolarentt

Worth checking your account again tomorrow, I often find credits go in with no detail to start with but within next 24 hours more detail is included as to origin of credit

Evilm

Check again in 24 hours - you may find they have put more details on or that it has disappeared completely.

If its still there either leave it and don't spend it or contact your bank and report that you are unaware of what it is and are not sure its yours. There could be someone waiting for that money and wondering why it isn't in their account!

GEEGEE8

hahahaha - poor Trippy!

A little odd how your OH has also had money deposited, can't you see where it's from at all?

Olipro

the possibilities are:

1) simple error, it will get reversed in due course.
2) a third party has control of your accounts and will be transferring the money out by SWIFT or possibly even a card.
3) the fraudster does not have control of your accounts but does have your details and will be contacting you and either pleasantly or threateningly telling you that you must send the money back and need to do so by Western Union/Moneygram/whatever.

to protect against possibility 2) you should change all passwords/PINs (and do not do this from any computer you normally use unless it's been formatted) and get your bank to cancel all cards linked to your account(s) and issue new ones, also confirm your address is the correct/only registered address they have on file.

in the event of 3) occuring, do absolutely nothing at all no matter what they say and forward all communications to your bank's fraud dept.