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Rbs report basic account(key account) To CRA(equifax)

Just thought i would let peeps know that RBS do report account behaviour of thier basic key account.

Even though no credit available.

Shows 00000 it not overdrawn etc.

Will go someway to helping you rebuild your credit file

Just a heads up really:)
For everthing else there's mastercard.
For clampers there's Barclaycard.

Comments

  • JacksterD
    JacksterD Posts: 293 Forumite
    RBS are good when it comes to reporting. They even reported my Revolve (under 18s) account :-P
  • ceh209
    ceh209 Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    On the other hand, my natwest account isn't reported to equifax (not checked experian). It was opened a long time ago, but I presumed it would at least start getting reported when it changed to a student account with an overdraft.

    I was considering changing banks anyway, do you think it's worth it for this? i.e. getting my credit file to show a bank account. I am always in credit i.e. don't need an interest free overdraft, which is my other reason for changing as i'd like to receive some interest.
    Excuse any mis-spelt replies, there's probably a cat sat on the keyboard
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Basic bank accounts with RBS & Natwest report to equifax they have done for a while now.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
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