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How am I doing?

lemma1968 Posts: 1,379 Forumite

15 July 2010 at 12:14PM in Credit cards

Ok - i have been trying to rebuild my credit after a CCJ in April 2008 (now registered as satisfied) killed my credit.

I have now got:

o2 mobile phone contract - had it nearly 3 years - no problems
Cashplus creditbuilder - only going 3 months but no problems
Capital One (the one where the interest rate falls every 6 months) - limit £800 - paid in full every month - had it for 7 months
Next - £250 credit limit - up to date - all paid on time
Marisota - £150 - credit limit - up to date - all paid on time

How is it looking?

I know the CCJ is a damning issue but I hope that i wont have to wait the full 6 years to be forgiven by lenders.

2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF

DFW Nerd 612 Proud to be dealing with my debts

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