vanquis credit card

jojopo000

Hi

Just a quick question.
I filled in the online application for them last week and it said they would get back to me and then a few hours later I received a Vanquis Bank Credit Card Agreement email which read.............
Dear Ms My Name,

Please find attached a copy of the Vanquis credit card Terms and Conditions
which contain your Credit Card Agreement. We recommend you read them carefully
and keep for future reference. You will need Adobe reader to view them, if you
don’t have it you can download it free at https://www.adobe.co.uk.

Please do not respond to this email, if you have any questions call us on 0870
850 7755 and select option 3. Lines are open Mon-Fri 8am - 8pm, Sat 9:00am -
5:30pm.

Thank you for choosing Vanquis.

The Vanquis card team.



Now does this mean I have qualified and been sucessfull?

Hope to hear

Jojopo

ontheup_3

Congrats , yeah they giving you a card :beer:

LewisC_2

Yep, sounds like you've been accepted. Be careful though!

char22

when i applied for this card i got that email too, then i got a letter about a week later saying i didn't get accepted . so it doesn't nessercarly mean you've been accepted

topmum

I have jsut had a letter from Vanquis today inviting me to apply for a credit card BUT the TYPICAL APR is a whopping 49.9% !!!!!!!!!!! I nearly fell through the floor!

La_Tristesse_Durera

topmum wrote:

I have jsut had a letter from Vanquis today inviting me to apply for a credit card BUT the TYPICAL APR is a whopping 49.9% !!!!!!!!!!! I nearly fell through the floor!

Haha, for a moment there it looked like you typed 'Typical APR 49.9%'



:eek:


Jeeeesus! You did!!! :eek:

May

I applied for this card 7 days ago.
Upon filling int he on line form it said they'd get back to me.
Almost instantly i received the terms and conditions.

So it is standard procedure to send out t/c's even if they are going to refuse you?

humfer

Have never heard of these guys. Are they new to the market or owned by somone else?

topmum

From bottom of letter it states:

Vanquis card is issued by Vanquis Bank Limited.
Registered office is Colonnade, Sunbridge Road, Bradford.

I too had never heard of them until i received the letter from them today. I imagine one of the directors must be a Mr !!!!!! Turpin

JollyNolly

No, do a search for Vanquis on these forums and you'll find that these cards do have their place, even though they are charging a horrendous rate of interest. If you are someone who needs to rebuild your credit record, or have none at all and need to start, this can be a way of doing it, so long as you are very careful to always pay the balance off every month. Check out other posts on this site from people who know loads more about this than I do. Whatever you do, don't pay anyone 49.9% for anything!!