Basic Bank account with Solo Card

Options
2

Comments

  • Glass_Half_Empty??
    Glass_Half_Empty?? Posts: 785 Forumite
    Options
    HSBC definately do NOT offer solo on a basic account, I know as they refused me! They wouldn't even give me a bank account as the fraud agency could not garuntee my legality due to me not being on the ER even though I had my passport, driving license and utility bills etc :rolleyes:
    I went accross the road to Llloyds TSB and 5 mins later I had a current account but no swith, solo :(
  • desperatelyinthered
    desperatelyinthered Posts: 55 Forumite
    Options
    I have a lloyds basic bank account and only get a cash card for their machines!!

    I have to say initially it was annoying but I find I spend less, as I have to make effort to go to lloyds cash machine for money! I have a prepaid card that I use for any internet transactions etc
    debt April 2007:


    Link Financial £6486.79
    MSDW £4915.45
    Natwest Loan £30651.43
    Tesco £3824.09

    Total debt.... a staggering £45877.76, but reducing

    Debt free date June 2013 (a long way off and counting...)
  • jsmith9156
    jsmith9156 Posts: 267 Forumite
    Options
    Thanks everyone for your suggestions..

    I've found a yorkshire Bank in High Wycombe (about 25 miles away), So I'm off there to open an account tomorrow..


    Of course if anyone knows of any other banks that offer Basic Bank Account with Solo Cards (except natwest) then please do Post as something closer to home would be better!!

    Thanks to you all :)

    James

    IVA Payments Coutdown -     IVA completed!! Now the cleanup begins!:D
    Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
    Sim Only Contract with T Mobile
    All adding little green ticks to my credit file :D
  • LittleL_4
    LittleL_4 Posts: 714 Forumite
    Options
    What does the solo thingy mean?
    Little L
    x
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:     proud to be dealing with my debts
  • tattooed_lady
    tattooed_lady Posts: 1,591 Forumite
    Combo Breaker First Post Photogenic First Anniversary
    Options
    Nat West do the Step Account which comes with a solo card.
    Mortgage-free wannabe!
  • saubryn
    saubryn Posts: 610 Forumite
    Options
    Glass_Half_Empty?? wrote:
    HSBC definately do NOT offer solo on a basic account, I know as they refused me! They wouldn't even give me a bank account as the fraud agency could not garuntee my legality due to me not being on the ER even though I had my passport, driving license and utility bills etc :rolleyes:
    I went accross the road to Llloyds TSB and 5 mins later I had a current account but no swith, solo :(

    Thats really odd - my husband opened an account with them back in April, and he wasn't on the electoral roll at the time. He was refused a proper account because of bad credit, and since he had no other accounts they offered him a basic one. He got a solo card given with it.

    That said, if you weren't allowed any account at all with them, either your branch was being too strict, or ours too lenient...
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • Bambywamby
    Bambywamby Posts: 1,608 Forumite
    Photogenic First Anniversary Combo Breaker
    Options
    I think most banks do!
    *Frugal Living 2015* *Not Buying It 2015*
    "Twenty years from now you will be more disappointed by the things you didn't do than the ones you did do. So throw off the bowlines. Sail away from safe harbour. Catch the trade winds in your sails. Explore. Dream. Discover." ~ MARK TWAIN
    27/50
  • jsmith9156
    jsmith9156 Posts: 267 Forumite
    Options
    LittleL wrote:
    What does the solo thingy mean?
    Little L
    x
    Hiya,
    It's a debit card. Its the switch/maestro version on Visa'a Electron if that makes sense.

    I'm after a Solo Card instead of an Electron one as Solo seems to be more widely accepted.

    James

    IVA Payments Coutdown -     IVA completed!! Now the cleanup begins!:D
    Rebuild Credit Time: Vanquis CC with £1000 Limit (£0 Balance)
    Sim Only Contract with T Mobile
    All adding little green ticks to my credit file :D
  • LittleL_4
    LittleL_4 Posts: 714 Forumite
    Options
    Oh cool! I've just opened a natwest solo step account and didn't realise it was a kinda switch card. Thanks James

    Can i use it abroad?

    x
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:     proud to be dealing with my debts
  • robin_banks
    robin_banks Posts: 15,778 Forumite
    First Anniversary Combo Breaker
    Options
    yes you can use it abroad if the cashtill displays cirrus.

    Enjoy your holiday in the knowledge that you wont need one of those ghastly prepaid cards to get money out.
    "An arrogant and self-righteous Guardian reading tvv@t".

    !!!!!! is all that about?
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.6K Banking & Borrowing
  • 250.2K Reduce Debt & Boost Income
  • 449.9K Spending & Discounts
  • 235.8K Work, Benefits & Business
  • 608.8K Mortgages, Homes & Bills
  • 173.3K Life & Family
  • 248.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards