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Thurs 15th July - What small DFW things have you done today?!

2

Comments

    • [STRIKE]bring packed lunch to work (incl home-made roll)[/STRIKE]
    • [STRIKE]have breakfast at home[/STRIKE]
    • check online banking
    • [STRIKE]use tea/coffee facilites at the office[/STRIKE]
    • tell friends about free london festival for when the stay in Aug
    • Make soup for dinner and use up rest of rolls
    Ooh I forget sometimes how my habits have changed!
    Proud to be dealing with my debt
  • Wee_Jo
    Wee_Jo Posts: 821 Forumite
    katey1979 wrote: »
    I am going to do some more comps (fallen a bit behind, particularly monthlies), and want to look at changing my contact lenses so I can get them more cheaply. Oh, and sell my old mobile phone!

    Hi Katey,

    I changed to $pecsavers and found them quite good...also because my contact lens check is free with them and my eye test was only £5. :money:

    Jo :)
    Hi everyone!

    Hope you are all ok today! Well Ive been a bad girl today, got the cc bill, folded it in half to deal with later as oh at home today and I have had a spend. its terrible, i so need to get on top of it, need to be in right frame of mind. Dont need this stress at the moment. Need to sit down and work things out! Pay day in a couple of weeks.

    Anyway having another lazy day which I am feeling terrible for. Am actually waiting for some works to be finished in babies room then I can get in there and continue sorting bits out not only putting all the bits in there but also collecting for ebay/tidying and decluttering! Its a mission.... I need to keep telling myself this.

    Been also having a good think of where I can try to claim from. a couple of months ago i did a ppiclaim for an existing loan which I am still paying back. Anyway cut a long story short, they made me a offer which i signed and agreed to however they paid me £500 short and sent me a letter about this which I have discovered since filing them. So I need to write to them including copies of both letters and demand my money!!! Also going to put a claim in to capital one for charges. Its worth a try to go towards the cc fund!

    still clearing the cupboards out in the kitchen! do need to get some basics today but wont be getting lots just the bare essentials!

    Not happy with the weather, I have lots of washing to do and no space to dry on airer! we must do a sun dance!!!

    Well its nearly the weekend!!!!

    Hi Unsavy!

    Nice to see you again! This website has great advice on claiming charges back, etc. They have step-by-step instructions and letter templates too - I am in the process of claiming back from C4pital 1 as well, just sent off my letter yesterday requesting the refund....will keep you posted.

    Also, the website mysupermarket.com is really good for checking out offers in supermarkets - I have found that using that, combined with making out a mealplan has saved us about £30 A WEEK :eek: on our grocery bill! :money:

    As for opening your letters....if you do - we'll give you a virtual h0bnob and lots of :grouphug:

    Keep smiling!

    Jo :)
    LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!
    CHALLENGES: 0 bought lunches June or July :)
    Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/5000
  • Afternoon,

    Busy day today, Doctors appointment x 2. for me and ds at different times, so took up most of morning. Salad for lunch from fridge, ds lunch from freezer so all good

    Photocopying for work done
    envelopes to address for Rainbows for post later today
    Print invoices out to send
    ds at guitars, on the billy bus tonight
    meeting friends about overnight camping trip for ds in september
    and a spot of tidying up:o
    My finances are work in progress.
    Normal veiwing will resume shortly
  • picasso2
    picasso2 Posts: 900 Forumite
    Part of the Furniture 500 Posts
    Hi folks , another day off for me today. Had an appointment in town and needed to be up early but feeling a bit down and just CBA so rang and said I couldn't make it and stayed in bed till lunch.

    Up now but not in the mood so doubt I will achieve much today.

    On the bright side the man came to collect DDs lappy which samsung are going to repair for free even though it is out of warranty. At the same time he brought me the new battery for my lappy which had a battery recall in April and my giant tumble tower that I won in a comp :D


    My list for today :
    • check banks - its gonna be close
    • pay store card - done
    • transfer balance of storecard to 0% card
    • pay catalogue - done balance now £0.00 :D
    • Ring Tescos re home insurance quote
    • Ask DD to post Ebid sale
    • Look for jobs
    • meals from stores
    • tidy up this tip a bit
    • surveys
    • comps
    I keep hoping to hear an announcement about redundancies. I work for a PCT and hate my job (I like the people I work with but those in high management seem to have lost contact with the real world). I would love to be made redundant but have nearly 20 years service so i guess I will be too expensive to let go. Its a shame as a private company have asked me to work for them but it would be a paycut and with my debt i can't afford it. A redundancy payout I could.

    Well best get looking
    When it rains look for Rainbows
    When its Dark look for Stars
  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Today I have/will:

    1. Checked online banking
    2. NSD
    3. OU Coursework
    4. Free scratchcard
    5. Store cupboard meals
    6. Walk dog locally
    7. Handwash tops (why are all my lovely tops hand wash only:eek:)
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • katsu
    katsu Posts: 5,029 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Today I've:
    * got spare key cut for DH's car - £75 :eek: but MSE as now we are OK if we lose one key
    * registered for my credit files via a cashback site (looks OK). Need to remember to cancel the free trial in a few weeks
    * posted off an Amazon sale
    * collected dissertation (I passed so was getting the copy back with the marker's feedback) and chatted with tutor about doing Masters top-up
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    Monring ladies - hope the fella becomes a regular (sorry too early to remember names! :o) I was so tired yesterday I slept like a log last night :j woke up with confusion as to what day it was, then realised it is a working day :(, about 15 mins after I woke (gulping a cup of coffee) I realised it is Thursday and I only work till 2 today :j:j:j!

    Good luck with you ideas Milly - you always seem full of them to me :A

    Cat I am sending you lots of stick to the list wished :D

    Olive hope you enjoy ur vol work (and feel very virtuous afterwards :A)

    Sorry if someone posts before I finish my list and I haven't mentioned. And a big happy Thursday hello to all that follow :wave:

    Ok today (completing the things I didn't yesterday!):
    • post lovefilms :o
    • [STRIKE]contact AA Savings re deposit letter[/STRIKE] - our holiday savings are sitting in a rubbish interest acc atm
    • [STRIKE]check banking - move ebay earnings into my bank acc[/STRIKE]
    • [STRIKE]last of leftover pasta for lunch[/STRIKE]
    • [STRIKE]drive carefully to & from work[/STRIKE] (eek petrol light came on as going to work)
    • get petrol
    • [STRIKE]call cc to find out if statement has been issued[/STRIKE] which will determine how much petrol I put in ;)done and made a complaint as I received poor service and received a £5 credit to my account as a gesture of goodwill :D
    • [STRIKE]get mince out of freezer for tea [/STRIKE]
    • [STRIKE]pay monies into bank[/STRIKE]
    • [STRIKE]pay additional £5 (made from getting tobacco for colleagues) on to loan :j[/STRIKE]
    • [STRIKE]updated sig to reflect additional £5 payment[/STRIKE] ;)
    • order shower head off of ebay tonight
    • any available surveys
    ok that'll do. Will check back later this evening

    Thank you I was good :j
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • DawnW
    DawnW Posts: 7,805 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yeurghh, had a nightmare week :eek: Won't bore you with the details, but now back on track :D

    Today I have / will:

    HM meals from stores and garden, including lunch for work

    Found enough change to use the cheaper car park

    Read free paper on way to work

    Opened a Halifax bank account to get £5 cashback per month. Will simply transfer some of my salary by STO each month to meet the funding requirements :D

    Battled with online expenses claim system at work :eek: THINK I won:rotfl:

    Used some coupons in Mr T's

    Must blanch and freeze some broad beans in a minute
  • Beencounting
    Beencounting Posts: 952 Forumite
    Hi all

    Late posting again ;) , must try to get here earlier!

    It's pouring with rain here now and has been miserable all day :( . On the bright side though DD passed her theory driving test today, so we're all very pleased :D .

    My list DFW for today:
    • Check bank & update spreadsheet – done
    • Surveys – 2 x 10p
    • Made additional BIG payment to CC (had insurance payout) :D:D
    • Dinner from stores…but bought lunch
    • Banana cake in the oven – this is my first attempt at this ever :)
    • Bought a few bits from co-op, all reduced :)
    Planning to have an early night tonight, just waiting for the cake to come of out the oven.

    Hope you're all ok.

    Been
    Full LBM 26 Sept 11
  • nowpanicking
    nowpanicking Posts: 430 Forumite
    Good evening everyone!

    Quite a quiet day today... went visiting this afternoon with DS which brightened up the day :)


    • [STRIKE]check on-line banking[/STRIKE]
    • [STRIKE]check e-mails for surveys[/STRIKE] yep, 50p earned :)
    • [STRIKE]check one-poll[/STRIKE] yep, 2 x 10p :)
    • [STRIKE]DH already been outside picking potatoes with DS - we have quite a few[/STRIKE] :T
    • [STRIKE]go for a run later on[/STRIKE] yep and felt ACE afterwards!! Was def needed today :)
    • [STRIKE]have salad for tea using bits and bobs from fridge and potatoes from garden[/STRIKE]
    • [STRIKE]take trout out of freezer today and put in fridge to defrost for tomorrow[/STRIKE]

    DS just off to bed - late tonight! So can now relax for a bit... hope you all have a chilled night too :) x
    New starting debt 30/12/2018 £30,164.76:eek:
    Revised debt £29,361.70 2.66% paid
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