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Working Tax Credits

Hello

I would like some help please with working tax credits. I seem to get myself confused with the different benefits as they all sound the same.

I am 31 years old, married with 1 little boy who is 2 1/2years old
We live in a semi detached house which is mortgaged.

Between myself and my husband we earn a total of £27,000 gross

We get £80 per month on child benefit (i think thats what its called the one that everyone is entitled too)

We also get £38.18 a month on working tax credits.

I would like to know if this sounds about right please.

Many Thanks :)

Comments

  • Indie_Kid
    Indie_Kid Posts: 23,097 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Do you mean child tax credits? Your income would be too high for working tax credits.
    Sealed pot challenge #232. Gold stars from Sue-UU - :staradmin :staradmin £75.29 banked
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  • Pont
    Pont Posts: 1,459 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 14 July 2010 at 10:28PM
    According to http://www.turn2us.org.uk/benefits_search.aspx this sounds about right. Put your details into the calculator and see what it throws up.

    Beaten to it by poster above!
  • -MRS_T-
    -MRS_T- Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sh1305 wrote: »
    Do you mean child tax credits? Your income would be too high for working tax credits.

    You see this is where I get confused. I am not sure what its called, I thought it was working tax credits
  • -MRS_T-
    -MRS_T- Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    DX2 wrote: »
    Pont wrote: »
    According to http://www.turn2us.org.uk/benefits_search.aspx this sounds about right. Put your details into the calculator and see what it throws up.

    Beaten to it by poster above!

    Thank you both for the link I will go and input my details now and see what it comes up with.
  • DX2
    DX2 Posts: 8,275 Forumite
    -MRS_T- wrote: »
    You see this is where I get confused. I am not sure what its called, I thought it was working tax credits
    There is child tax credits, working tax credits and the childcare element, however they are all done by the HMRC on the same form. Some people just like being pedantic :cool:
    *SIGH*
    :D
  • -MRS_T-
    -MRS_T- Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well I have just inputed all our information into the calculator and it seems the benefits we are receiving are correct. Is it possible you can play about with the figures on the calculator or does this info get sent to somewhere? Saying that I guess not as it doesnt ask for any names etc.

    When i say play about with the figures I have been thinking I would like to go to college and study to try and get myself a better job but I am not sure we would be able to afford it.
  • DX2
    DX2 Posts: 8,275 Forumite
    -MRS_T- wrote: »
    Well I have just inputed all our information into the calculator and it seems the benefits we are receiving are correct. Is it possible you can play about with the figures on the calculator or does this info get sent to somewhere? Saying that I guess not as it doesnt ask for any names etc.

    When i say play about with the figures I have been thinking I would like to go to college and study to try and get myself a better job but I am not sure we would be able to afford it.
    Yes you can play about with the figures to see how things would be in different circumstances.
    *SIGH*
    :D
  • -MRS_T-
    -MRS_T- Posts: 2,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    bummer it says students and certain groups are not included in the calculator.
  • emiai
    emiai Posts: 1,254 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Try looking at OU courses, they can be done from home. They wont affect any tax credits awards as you would pay for them yourself - and you are not concidered a full time student doing them.

    Openings courses are around £100, last a few months and by doing one of those it will get you back into studying, especially with a small child to handle. Time allocation will be fun ^^
    Wishing you all good luck!
    Oldstyle moneysaving addict
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