Wed 14th July - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Gooooood morning:D
Another wet day here, I'm missing the sun! Off for my post-op appointment at the hospital this morning so no NSD - need to spend on the park and ride bus and may take money for a cuppa while I'm there as the bus gets me in early!
Apart from that nothing else on. My Next VIP sale slot is at 7pm tonight - hoooray! Have a list of tops I want to order....am so excited, they've neevr given me a slot before:T

Ok, list:

• check banking
• daily scratch
• packed lunch for dd2
• use park+ride to hosp - tis cheaper than parking up there
• meal from plan tonight - chicken risotto
• take chicken out of freezer for tonight's meal
• lunch from food we have in
• pay car tax - will do the year as it saves £12.50
• enjoy my sale shopping!!

That'll do for me:)
PS Good news on my complicated Uni situation - been having another crisis re the amount of work...tutor spoke to someone yesterday and I can carry one unit over to the next year anyway...maybe even one more - just need evidence of my op for the 2nd carry-over. So, it eases the pressure a bit. Off to Uni on Friday for tutor to help me;) *relieved*:rotfl:

Have a lovely wednesday:p

determined_new_ms

Morning Milly - had enough now? Decided you cba??? x

determined_new_ms

Ok quick list and then I must get ready! Hope you're well and look forward to your list!


Ok today:

• take fairy to work and [STRIKE]get my £1 back[/STRIKE]
• [STRIKE]take leftover pasta for lunch[/STRIKE]
• [STRIKE]drive carefully to & from work[/STRIKE]
• [STRIKE]text film to orange wed and then print off pizza express voucher [/STRIKE](taking dd for something to eat)
• water plants later as it looks like its going to be brighter here today :j no need to after all, guess I shouldn't look for a job in the weather forecasting business :rotfl:
• post lovefilms
• call AA savings to find out where my letter is so I can start depositing
• [STRIKE]charge phone at work[/STRIKE]
• [STRIKE]update mileage form as did 45 miles for work yesterday[/STRIKE]
• [STRIKE]complete and send Credit Experian form as they have my dob wrong[/STRIKE] - added another decade to me
• [STRIKE]contact BG & give meter reading[/STRIKE]
• [STRIKE]check banking[/STRIKE] yay student payment went in - holiday fund starting to look healthy :j
• [STRIKE]shift money around[/STRIKE]
• print off some moc from last weeks email

ok thats all I can think off. Better get cracking! Have a great Wednesday everyone (OMG can u believe its wed already????) will check back later :A

pixiechick99

determined_new_ms wrote: »

Morning Milly - had enough now? Decided you cba??? x

hahaha noooo I always just post the start - it takes me a while to get my list up and someone else might start the thread while I'm doing it;)
Have added my bit now....:beer:

josiebabie

Morning all,

Another rainy day here, feel very lethargic and slow...

Here is my list:-
- Ran WM over night
- Hang HC on airer to dry tonight
- Snacks and lunch from stores
- Meal from stores, prob jacket potato and some left over stuff
- Check banking
- Check CC's for new bills coming, paid one yesterday 92p! :rotfl:
- Update spreadsheet
- Didn't bring any money in today as nothing is needed!

Jx

stitching_witch

Woohoo - got an unexpected day off today. It's my normal "10th day" where I normally look after DGD but she's still on holiday in North Wales. How come a 2 year old has a better social life than Grandma???


So far today I have:

• got up stupidly early as I don't sleep later than 6.00 these days
• run WM on cheap-rate electricity
• checked banking - final PPI payment still hasn't gone in and I've been at work 6 weeks :mad:
• checked for surveys

I also intend to:

• make jam from raspberries and redcurrants which were given to me by various people
• try to tidy and weed the garden
• dodge the showers and spend as much time at the allotment as possible
• blitz the house as DH has done nothing since I've been back at work:mad:
• make bread
• all meals from mealplan/stores
• have an NSD as not going out

So much for a day off! Still, I'll feel happier once all the housework, gardening and allotment are up to date.

nowpanicking

Good morning everyone!

It's a grey drizzly day here today, not great for being on holiday ... still off work though !

My list is going to be pretty bad today as I'm going out for lunch and dinner tonight !!!!

• check on-line banking
• check e-mails for surveys
• check onepoll
• check out £5 la senza pyjamas - just noticed them on this weeks money saving tips (could be good xmas pressies)
• start list of possible presents agains people for Christmas

That's it for me - not very good I'm afraid...

Have a great day everyone x

pixiechick99

nowpanicking wrote: »

Good morning everyone!

check out £5 la senza pyjamas - just noticed them on this weeks money saving tips (could be good xmas pressies)

• x

I bought 3 pairs of the vest/cropped trouser pyjamas last week - for both my daughters and myself. They came on monday and are lovely, wondering whether to buy more for pressies too!!!

angelflower_2

morning all.....lots of spending going on today!!

I feel v flush after my freecycle success yesterday. 10 slabs collected, another 10 tonight and bricks tomorrow.

SO tired this morning, lots of weird sleeps starting to get me down a bit. Really miserable weather outside although sure plants think its just grand.

- no spend day if poss. sarnies in work fridge left over from yesterday, crisps in drawer and chocolate in bag
- free cinema screening tonight - Inception. Really looking forward to this one
- check the normal banking. Anyone know how long it takes for a BOS cheque to clear in a BOS account?
- collect slabs

Thats it, dont want to do too much.

Millie hope the appointment goes well

OliveOyl_2

Morning All :hello: from sunny and cold SA :rotfl:

Can I make a suggestion Milliechops? If you take stuff out of the freezer 24-36 hours before you need it and defrost it in the fridge then it reduces the running cost of the fridge, :money: AND if you forget you still can do it faster out of the fridge without resorting to the microwave? This tip came with my fridge many years ago, and has saved me so much "oops I forgot to defrost" panics since :rotfl:

So today I have/will:
washed towels which will be line dried - and I hate fabric softener on my towels so I save there too :rotfl:
out to lunch so not a NSD, but good for my social life
supper from meal plan - I'll probably not want to eat either, so huge portion for Popeye :rotfl: or a portion in the freezer......;)
Read Martins e-mail - debating whether to buy jimjams as pressies......
must buy some more firewood
book hotels for next week, get a ZA sticker for the car, plan how to entertain myself while Popeye is at the conference..... :D

Have a great day everyone :A

catmiaow

Morning all,

I have:

Checked my bank - as expected
Received a free sample, sent a thank you message on freebies board
Tidied up after cats
Done some comps
Emailed friend back
Done the dusting
Sorted out test letter pack
Filled in questionnaire - free post
Used free texts
Rang my nan using free mins

I will:

H[STRIKE]ave a quick shower
Go and see my mum this afternoon
Watch ITVplayer for the other episode - watched 1 last night
Take rubbish out[/STRIKE]
Dinner from plan
Washing on while at dance - will hang to dry - washing on

Hope everyone has a good day