Natwest Student accounts 2010/2011

ThinkingOfLinking

Well, the official line is you can't apply for the account til 19 August, even if you've an unconditional offer and the UCAS confirmation letter but I can tell you that they're offering the railcard etc as per usual this year.

I also wanted to add some advice which may be useful to some other people. I've got a bad credit rating, which would make it hard, if not impossible, to secure ANY new bank account if I were to apply. However, as a long term customer of Natwest, and not wanting to convert my current account to a student one as I need the generous overdraft facility at the moment as it's my sole means of credit, I asked about getting a basic current account and then converting it in August. I was told that this would be fine; there's no credit check involved and it's basically guaranteed; all I had to do was make a "written request"; just asked for one in a note and signed it and it should be showing up in my online account in 3 working days (I use online banking for my 2 other NW accounts; one's a current, one's an ISA). In August, there'll be no problems upgrading that spare current account which in the meantime does not need to be touched or used, to a student one, and I'll get all the goodies like the railcard which will be most welcome. :beer:

chez69

r u sure about this as my daughter has a natwest account and want sto change it to a student account but it keeps telling her its declined of to see them monday she only wants to change for the railcard and doesnt need the overdraft as she works part time

stephyt23

I had no problem opening a Natwest student account, switched mine from Lloyds yesterday. Am a second year student so obviously don't get the railcard but I don't need one anyway