Monday 12th July - What small DFW things have you done today?!

OrangeFairy

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Morning everyone

I really wish my girls could stay in bed longer than 6.30am Especially this morning as i had decided not to get up early for the crosstrainer as we walked quite far geocaching yesterday and so was a bit achey.

WI this morning and i have lost 1lb. Not great but i haven't been as focused over the last week so it is better than nothing

today

My colleague is back at work so i will catch up on all my bits i have put on the back burner while covering his job.
Update spending diary
Dinner from stores
check banking
send 1 ebay item
one poll
surveys
Create a holidays spreadsheet to work out what i am doing with the kids over the 6 weeks!
eat well and drink lots of water!
Mums for dinner

Right better get these chilren fed and clothed!!!

OliveOyl_2

So your children are at home? The children here (in South Africa) return today after their one-month winter holiday (because of :footie:.) So traffic will return to its usual crawl :rotfl:

Morning All :wave:
Cold and sunny here, and we had a lovely weekend sitting out in the sun for lunch yesterday, and curling up by the fire in the evening

So today I have/will:
make a meal plan and get the shopping, bearing in mind that we are away next week, but will still need to feed the maid.
do 15 mins on the CT - I slept SO badly last night and lack of exercise may have contributed.
water my cuttings :D We went for a short walk yesterday and took cuttings from the plants on the verges including a lemon tree, (and I also picked up some fallen lemons :j:j) So we have rosemary, lemon, roses and an unidentified flower thingy. I'm now wondering if I could grow an avocado tree..... Fay? Help? :rotfl:
have arranged to pay the chap who services our car in the UK by bank transfer (can't rely on DD, her money is in a terrible state and if we transferred to her, it would get lost or absorbed )
Will go through our UK post on Skype this evening with DD to ensure that we have received V5 documents and other important papers.
I'll plan the packing for next week. We're going to Mozambique which will be warmer than here :j:j Popeye is going on business and I'm just enjoying the ride

Have a great day everybody :A

chasingsunshine_2

Morning all.
Not got a huge amount to do today but plan is:

Water the veggies in the garden -with water from the water butt
Walk to the shops to buy a cheap tin opener type money box for my £1's
Slow cooker dinner with all the left over veg
Buy nappies and toddler snacks with Boots points.
Do some surverys!
Sort through outgrow toddler clothes for Ebay!

So thats todays plan
Have a lovely day everyone

josiebabie

Morning morning morning!

Another beautiful day here, after a week off the DFW trail with my dad down from North Wales I am back on the band wagon! I am also baby-free this week as my DD has gone back up with him for a week! :eek: She said "Mummy I'm going on holiday" so I said "Ohhh can I come too?" to which she replied "No you CAN'T!"

Here is my list for today then:-
- Mince out of freezer for tea
- Check banking and CC's
- HW and all leccy things off at all
- Rained last night, no need to water the garden
- Lunch and snacks from stores
- Do some OnePoll
- Catch up with colleagues after a week off work
- Left purse at home so no spending, nothing needed anyway

Jx

pixiechick99

Goooood morning!!
I'm a bit late today - we were up late last night as had to take DD1 to the coach for her school trip to germany - at midnight:eek: So I let DD2 sleep in until just after8 and I drove her to school. Normally she walks with my friend and daughter, but they leave at 8. SO I drove her at 8.40 - much better;)

So, warm here, but dull. I must be busy today - didn't do much yesterday as was sooo tired. We stayed at my sister's on Sat night so were up late yakking, then up early yesterday morning.

Ok, list:

• check banking
• daily scratch
• washing is on quickwash
• washing on the line
• quick shower
• hoover house
• tidy/clean DDs' bedroom, while DD1's away...she'd only make it a mess straight atfer I tidy!
• meal from plan tonight - hm chicken curry
• chicken out of freezer defrosting
• iron 3 tops for ebay
• carry on with uni work

Ok, that's my lot for now. Have a lovely day everyone!
OliveOyl - yes our children are at school still - round here the school year ends next Friday...hooray, lots of lie-ins:beer:

Lottebear

Today I am off!

- Gym Visit, will do a class as I think you get better value from a class
- Pop into to town a couple of bits to pick up, a spirt level for OH to do some DIY
- Top up travel card for next week.
- Remind OH to bring thr hoover home from work.
- Store Cupboard food today.

catmiaow

Morning all,

Today I have:

Done some comps
Emailed friend back
Checked washing hanging to dry

I will:

[STRIKE]Check bank
Do more comps[/STRIKE]
[STRIKE]Check job sites[/STRIKE]
[STRIKE]Check cats
Take rubbish out
Go and see my mum
Get my nans lottery and OH lunch stuff[/STRIKE]
N[STRIKE]an taking me out for lunch
Taking her to the docs afterwards[/STRIKE]
[STRIKE]Need to tidy the kitchen
Vacuum the house[/STRIKE]

Hope everyone has a good day!

determined_new_ms

Gosh quiet on here today (insert confused face - are we all living a champayne lifestyle now??? )

Phew what a week already! Have been so busy at work haven't been able to come on before now. I guess the only good things about being so snowed under is I have to be super organised, super efficient and the time goes so quickly! I cannot believe that I've only got 2.5 hrs left until I can go

eeek so excited 8 more days till I slay my od :j. Spent a bit too much at the weekend so basically have about £6 in my purse to last me till Tuesday although have not spent my cc allowance this month (except for £3.50 and £2.89 today on a maccy d breakfast - bad I know but couldn't/didn't want to stop myself ) so its there if I need something


Ok today I will:

• [STRIKE]check banking[/STRIKE]
• [STRIKE]lunch/dinner from stores[/STRIKE]
• make pack lunch for student tonight so I don't need to in the morning
• [STRIKE]check onepoll/any surveys invited to[/STRIKE]
• [STRIKE]work out how to transfer festival money refunded onto cc back into bank acc[/STRIKE] apparently I can't do this
• maybe go to the gym/suana (although am not promising anything....)
• spend some qt with oh
• [STRIKE]other than maccy d not use pennies/cc[/STRIKE]
• [STRIKE]stripped yesterday's carcas for soup[/STRIKE]
• [STRIKE] boiled carcas to make stock for soups[/STRIKE]

ok guys hope you're all having fun/saving money x

Soma

my list:
*[STRIKE]check banking[/STRIKE]
*low spend/ no spend day
*use cashback if purchasing from ebay
*[STRIKE]update budget sheet[/STRIKE]
*take bottle of water to dance class
*[STRIKE]free scratchcards[/STRIKE]
*[STRIKE]daily clicks[/STRIKE]

savingforarainyday

Afternoon everyone:D

A very grey monday here, we have even had rain, (at least I won't be on watering duty today at the allotment)

Kids back from camping yesterday all in one piece, but very tired
I just have 1/2 of the washing, dd took the other half back to boyfriends:D she is a lovely girl.

but back to my list

Today I have
checked online banking :eek:
cut out cards and stickers ready for rainbows tomorrow
packed all the camping gear away properly:rotfl:
washing done and on airers
lsd, just need milk
I have lots of fruit to freeze
Make pasta bake for tomorrows tea, busy day
Find something in freezer for tonights dinner
Finish some paperwork and filing
Make a couple of work phone calls

Off to freeze my fruit and sort meal planning etc.

Back later:D

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. Store cupboard meals
4. Free scratchcard
5. OU Coursework
6. Waiting for mechanic to turn up ( phoned at 12 and he said he'd be an hour.... I'm still waiting:mad:)
7. Take dog for little walk