driving on the continent - insurance

spaceboy

How does car insurance work when you drive abroad?

Hammyman

Unless specified otherwise, you already have minimum cover by law but that only covers third party, not fire, theft or damage.

vaio

A policy issued in any EU country (inc the UK) must provide the legal minimum cover required in any other EU county. This is generally about the level of third party cover in this country.

If you have fully comp and want the same while you are abroad you need to read your policy, some insurers automatically provide the cover for free, some do but only if you notify them when you are going and some require payment of an additional premium.

InaPickle

Check with your insurer. See what your existing policy covers. If it is not already covered, ask how much to extend the cover and compare to other companies if it seems a lot. HTH.

vikingaero

As a rough guide, if you insure through a direct or internet company then it's highly likely that you'll be charge an additional premium to upgrade cover to fully comp whilst abroad.

Lum

As with many insurance related threads:

Phone them up and ask, or read your policy booklet. They all do it differently.