Boots Appliance Worry Free insurance

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Normally I run a mile from anyone who wants to offer me insurance on an appliance, however, I thought this sounded ok....

Can you give me your thoughts?

ProductPriceIndesit IWB5113 Washing Machine in White a month £3.99

Accidental Damage

We understand that accidents happen, with WorryFree you are covered for any damage caused by accident to your appliance.

24 Hour helpline

We are here for you 24 hours a day in case you need us with friendly staff ready to help.

Unlimited repairs without bills

There is no limit on the amount of repairs that you can receive; we will send a qualified engineer to repair your appliance quickly and without fuss. Who better to repair your appliance than the people

who made it

New for Old - if we can’t fix it we’ll replace it

With our WorryFree Protection Plan if your appliance is beyond repair we will replace it with a brand new appliance on a like-for-like basis.

You can cancel the plan whenever you want

You have complete flexibility. You can cancel your protection at any time

The plan is administered by Domestic & General, specialists in home appliance protection with over 50 years experience.

what's not protected

If you are using your product for business.
Cosmetic damage.
Intentional damage to the product.

No fault being found with the appliance.

andrew-b

stick to your guns! Don't be fooled as it's still £48 a year - about 25% of the cost of the appliance!
Appliance insurance is one of the biggest rip off of insurance out there. Compare to buildings insurance which seems a far better deal: rebuild cost of your house is probably £100k or more. If you pay about £10 a month for buildings insurance cover - that's a mere 0.12% of the rebuild cost and a far better deal!
Self-insure...put the £48 a year in the bank and in just over 4 years you have the money to replace it if need be with no conditions attached (other than they you haven't spent the money already!!!).