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Paying money into joint account
clairecymru
Posts: 522 Forumite
My husband and I have a joint account and are up to the limit of our 2K overdraft.
My parents want to pay off our overdraft for us and have written a cheque to me with that sum of money.
The only problem is, my husband is a very proud man and will not accept "charity" or even a loan from my parents.
My plan was to pay the cheque into the bank and then act as surprised as he was when he checked our balance.
My question is would my husband be able to find out that I paid the cheque in, that it come from my parents and if he started making telephone calls to the bank would they end up freezing that money and we end up in a worse situation than when we started.
My parents want to pay off our overdraft for us and have written a cheque to me with that sum of money.
The only problem is, my husband is a very proud man and will not accept "charity" or even a loan from my parents.
My plan was to pay the cheque into the bank and then act as surprised as he was when he checked our balance.
My question is would my husband be able to find out that I paid the cheque in, that it come from my parents and if he started making telephone calls to the bank would they end up freezing that money and we end up in a worse situation than when we started.
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Comments
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Lying to your husband is not a good idea is it?
What's he likely to do?
1. Say "oh a free bundle of money! Wonderful!" and forget about it.
2. Think where is this money coming from and go all out to find out where it came from (the bank will be able to provide him with a copy of the cheque without any bother), find out you've lied to him and from then on has trouble trusting you.
Tell the truth, or if you're gonna lie about it at least tell him you won it on Online Bingo or something. Money doesn't just appear out of nowhere.Remember this: nothing worth doing is easy.0 -
How are you going to explain the mysterious appearance of £2000 in the account?0
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Your husband is a moron then. Personally I wouldn't have a joint bank account with anyone, but that doesn't really help you. Could you pay it into your own account and then make regular payments into the account and lower the overdraft amount accordingly?0
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say you won it on bingo lol0
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Can you not tell him it is a loan from your parents that they are happy for you to pay off at your leisure?
I don't think lying to him is a good thing to do but if he won't accept charity he will hopefully feel that a loan which he can pay off as and why you can is much easier to accept.0 -
Can you not tell him it is a loan from your parents that they are happy for you to pay off at your leisure?
If the guy is so proud it's probably better to say the parents want the money back within 2 years. He's more likely to accept it that way.I'm not cynical I'm realistic
(If a link I give opens pop ups I won't know I don't use windows)0
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