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Phone insurance excesses
jaggy02
Posts: 1 Newbie
I have over the years had to make an odd insurance claim and you get your money back less the excess
However in the last 2 months I have had to claim on mobile phone insurance (bith recommended from this site
1 damaged the 2nd stolen from a locked room
In both instances I end up paying the excess to the insurance company who then supply a new replacement
This does not feel right
I can see that they supply the phone to stop people deliberately trying to get a cash back but the handset is probably substantially less than what you paid originally
It just seems to me to be a little extra earner for the insurance company
However in the last 2 months I have had to claim on mobile phone insurance (bith recommended from this site
1 damaged the 2nd stolen from a locked room
In both instances I end up paying the excess to the insurance company who then supply a new replacement
This does not feel right
I can see that they supply the phone to stop people deliberately trying to get a cash back but the handset is probably substantially less than what you paid originally
It just seems to me to be a little extra earner for the insurance company
0
Comments
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dont they normaly replace like for like0
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