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Selling my car

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Comments

  • jb66
    jb66 Posts: 1,705 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Its a small risk, but one you'll have to take. No one will buy that car without driving it
  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I_am_mad wrote: »
    Yes I agree with you, I dont think I would buy a car without driving it. Is just in this day and and age I dont trust anyone, which is sad really. I am just worried something will happen.

    What happens if he shows me his insurance and I let him have a test drive and he does bump it, would he be expected to pay? I just dont know what to do really as if something did happen I cant afford to pay for the damage.

    I know some people might moan about this, but he is polish so I dont know if he actually has an English license, what happens if he doesnt, does that mean his insurance is void. Im sorry for asking silly questions.

    Thanks


    Totally forgot the approach killerwatt gives you. It's more common when looking at motorbike ads.
    Proof of insurance required and full purchase price in my hand whilst you test it. If you break it, you've bought it.
  • forgotmyname
    forgotmyname Posts: 32,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Contact your own insurer and get it covered for any driver for a week or 2. As already mentioned fully comp
    insurance policies wont pay out for your car if they write it off. Its 3rd party cover only.
    Censorship Reigns Supreme in Troll City...

  • missile
    missile Posts: 11,811 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sell it to a dealer and save yourself the heartache
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
  • anewman
    anewman Posts: 9,200 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    He could get day insurance to test drive your car.
  • Evilm
    Evilm Posts: 1,950 Forumite
    If you want the sale you have to take the risk. he'll be covered at least third party.
  • Badger_Lady
    Badger_Lady Posts: 6,264 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Anewman is talking sense!

    There are three separate circumstances here.

    1. He has his own fully comp insurance, which covers him third party on your car. Hooray! That means he can legally drive it. But he won't be insured for any damage to your car.

    2. He's not covered on your car at all - you're both breaking the law.

    3. As anewman says, he gets Day insurance for maybe £20, which covers him fully-comp to drive your car. It's up to the two of you to decide whether it's worth paying £20 for the risk of him damaging your car during a test drive.

    I've always settled for 1. above - I sit in the passenger seat and direct them round some quiet roads in my area. If I'm really worried, I'll drive them to a big carpark somewhere locally so they can try full-circle turns etc. I've never had a problem yet...
    Mortgage | £145,000Unsecured Debt | [strike]£7,000[/strike] £0 Lodgers | |
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    1. He has his own fully comp insurance, which covers him third party on your car. Only if his certificate says it does.

    3. As anewman says, he gets Day insurance for maybe £20, which covers him fully-comp to drive your car.
    Doesn’t insurable interest come into this? I’d make sure the day insurance was in my name with him as a named driver
  • pimento
    pimento Posts: 6,243 Forumite
    Part of the Furniture 1,000 Posts
    Drive him to a field where there are no other cars or buildings and let him drive there.
    "If you think it's expensive to hire a professional to do the job, wait until you hire an amateur." -- Red Adair
  • mikey72
    mikey72 Posts: 14,680 Forumite
    missile wrote: »
    Sell it to a dealer and save yourself the heartache

    Second this idea.
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