iva nightmare

billy_cat

too late, i decided enough was enough, i have sent all my creditors a letter and offered them a lump sum, i just can't be doing with this iva thing hanging over my head for the next 4/5 years its constantly on my mind, and i am so worried about the equity in the house as well, none of this was really explained to me when i took the iva out and i wished i had tried other options first. i just want it over and done with

dancingfairy

Please please get some free advice and speak to your IP also - if your IVA fails your creditors can make you bankrupt and you could loose your house (as far as I know) - this is not the time to be panicing and running about making snap decisions - as someone has said - if you jointly have any financial links his credit rating is going to be affected.
Please take time to research your options - there is plenty of advice on here and the free places can help too.
df

Charco_2

I know you're not enjoying your IVA but you can still make your F&F offer to end it early by doing so INSIDE your IVA rather than going outside your IVA...

Your IP will be there to help you on this!