Cheque posting question?

fishtaxi

I have recently sueued my old landlord, and was awarded my deposit back, plus three times the deposit amount in compensation.
Annoyingly however, the landlord said she had no money, and so was ordered to repay the debt at £10 per month, for the next 20 years! :wall:

Anyway, I have asked her to pay by standing order, but she ignored my request and posted me a cheque. I am due to be moving house (again) soon, and was wondering if there is any way I could give her my bank's address and have it sent there, or set up an alternative address where I can pick up the cheque or have it paid straight to my account.
She isn't exactly co-operative, and I doubt she would be willing to fill out a paying in slip, and I don't particularly want to inform her of my home addresses for the next 20 years...
Anyone?
Thanks.

rb10

Banks get cheques posted to them all the time.

She could write your sort code and account number on the back of the cheque, and post it to your bank (any address will do, whether any branch in the country, the address on your cheques, a Head Office address etc).

b3nton

It seems like she's being awkward, so she may choose not to do this for you.
I'd just stack them up by my door each month and cash a hundred quid in each 10 months.
Cheques expire after 1 year typically.

Azrael_1701

b3nton wrote: »

It seems like she's being awkward, so she may choose not to do this for you.
I'd just stack them up by my door each month and cash a hundred quid in each 10 months.
Cheques expire after 1 year typically.

Haha! Great idea!

EarthBoy

b3nton wrote: »

Cheques expire after 1 year typically

6 months, not a year.

According to UK Payments Administration, and the Cheque and Credit Clearing Company, it's up to the discretion of the individual banks how long to accept them for. However, most banks won't accept them over 6 months old.

http://www.ukpayments.org.uk/resources_publications/faqs/cheques/


http://www.chequeandcredit.co.uk/faqs/-/page/is_it_true_that_cheques_are_only_valid_for_six_months/

"It is recommended that, if possible, customers in possession of cheques that are over six months old obtain a replacement. In case of disputes, a cheque remains legally valid to use to prove a debt for six years."

DizzleUK

Yup, 6 months. And in 8 years she'll have to find another way of paying as cheques will be extinct by then (if not sooner once CGC's run out next year.)

But yes, keep them for 6 months, pay them in together and catch her out, or she may decide to stop sending them if she see's they're not being cashed and then you can take her back to court for non payment.

Awkward is as awkward does.