Tuesday 6th July - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Goood morning people!!
Welcome to the new posters who joined us yesterday - stick with us!!
I had a fun day at Asda yesterday (I need to get out more;)) - spent lots but am all stocked up now. DD1 cam ehome from cheerleading with a trophy - cheerleader of the year. Very proud of my 2 this weekend:T

Off out for coffee this morning with my friend - said I'd buy her breakfast as she cut dd1's hair for me, but no doubt she wont let me pay...I shall try. May buy dd2's new school PE kit while we're out as there's only one shop that sells it and we'll be near it.

College wise.....I'm going to attempt to finish the year and not restart - I just need tob pass all I have left, getting good marks doesn't count in the 1st yr so I just have to get through!! Also I have 2 presentations to do and tutor said I can do them just to her (thats less scary!) - I have to go for it:D

Ok, let's write my list:

• check bankiing
• daily scratch
• packed lunch for girls
• hoover through downstairs
• meal from plan tonight - pasta+sauce
• start organising Uni work
• friend's driving us when we go out, save my petrol anyway!

Ok - that's all - have a lovely Tuesday:beer:

determined_new_ms

Yay Milly :j good for you! really pleased this is what you've decided to do - I only scrapped through the 1st year (split up with my partner the evening before my 1st exam) and finished with a 1st. Things will definately be on the up for you next year x

Am working in my home town today, so saving petrol , and have the bliss of not needing to get up and leave so early :D decided that seeing as I'm so short staffed am doing a lot of overtime atm today I can have a breather and go in for 9 :j


so today:

• [STRIKE]make pack lunch[/STRIKE] not needed as had lunch provided at meeting I went to so lunch is sorted for tomorrow as well now
• [STRIKE]work out what on earth we're going to have for tea [/STRIKE](ds' friend is staying with us, as he is homeless, until he finds somewhere but its going to send my food bill sky high ) ok going to do hm pizza for oh, ds & ds friend, omlette & chips for student, leftover curry from yesterday for me
• [STRIKE]update sig re savings & NSD yesterday[/STRIKE]
• any surveys
• water plants
• go to gym later (have 1 month before membership is over for good so going to try to make the most of it )
• [STRIKE]check banking[/STRIKE]
• [STRIKE]check paypal [/STRIKE]- received email yesterday they have upheld my dispute & I have been refunded for the festival tickets :j not in yet - still not in :(
• [STRIKE]pay cc2 [/STRIKE](didn't do yesterday)
• [STRIKE]closed down Abbey bank acc [/STRIKE]:j
• somehow managed to scrap another NSD together

that'll do have a great day everyone x

stitching_witch

Morning all. According to DH, I'm in a mood this morning so I'll keep this brief!


So far I have:

• done nothing

And I will also:

• probably do nothing

Seriously though, I'm a bit niggled as he has done nothing in the month I have been at work. No housework, no laundry, no selling on Ebay and very little cooking. Rant over!

I am still doing my DFW bits and still hating my new job but I'm slowly catching up on the bills and chipping away at the credit cards bit by bit.

I'll be back tomorrow in a better frame of mind. x

Triangle

:hello:Gooooood morning all :hello:

I'm back from lovely hols with DH and pup - what fantastic weather we had So lovely to get away from it all Hope everyone is well and happy - yay Milly for deciding to continue with your course :j:j Hope you're also feeling much better How are things at home DNM? And what about the new job Rachel? And lots of love to all xxx

Ok, on to my list for today....

• Phone WTC - a little confused with renewal pack....no doubt I'll be waiting on the phone forever!
• Received letter from uni bursary people - they need more info. Search through paperwork and send today
• Give tortoise a bath
• Long walk down the beach with pup
• Budget my 'pocket money' for the month
• NSD
• No petrol day
• Washing at 30 and line dry
• Go through storage boxes in spare bedroom - doing a car boot in a couple of weeks and so collecting items for it!
• Hoovering and tidying
• Couple of phone calls using free minutes
• Send free messages on facebook
• Upload photos from hols on computer
• Stick to meal plan
• In tonight, watching world cup semi final

Have a great day all
T
x

jak

Today I will:
do a mystery shop and hopefully get some baby stuff as it's at a chemist!
Take my son to the doctors as he feels poorly.
Get a really early night and so save on electricity etc.
Finsh my debt free plan I started yesterday.
Not buy anything except cigs... (oh dear really must quit- they are sooo expensive)
Do the free offers on topcashback.
Clean my house ~(not really DFW but will stop me spending!)
Check my bank

J
X

catmiaow

Hello everyone

My list for today is:

[STRIKE]Check bank[/STRIKE]
[STRIKE]Do comps throughout the day[/STRIKE]
[STRIKE]Vacuum the house[/STRIKE]
[STRIKE]Vacuum the car[/STRIKE]
[STRIKE]Check on the cats[/STRIKE]
[STRIKE]Check on washing hanging up
Rubbish out
Empty hover
Use free texts and minutes[/STRIKE]
[STRIKE]Call auction ppl for info[/STRIKE] - Its a no go
[STRIKE]Email people back[/STRIKE]
[STRIKE]Post test letter and get tv paper[/STRIKE]
[STRIKE]Check job sites[/STRIKE] Applied for a position that has been re advertised I had an interview for it and they said I did really well yet didn't get it, not sure whether I should have bothered re applying emmm- Want the job but think If I didn't get it last time what's the point?
[STRIKE]Make a start filling out job app, have a few weeks to post it so will take my time [/STRIKE]:) - Complete printed for OH to check, he is so fussy about everything so if it passes his test its ok to send
[STRIKE]Phoned my mum and nan with free mins[/STRIKE]
[STRIKE]Dinner from stores[/STRIKE]

Hope everyone has a good day!

nowpanicking

Good morning everyone,

Having a great day at work so far... not! Everyone in the team is feeling really de-motivated just now


Hey ho... my list for today is: -

• check on-line banking
• have an NSD
• check e-mails for surveys
• check one-poll
• [STRIKE]taken HM bolognaise out of freezer for tea[/STRIKE]
• [STRIKE]put load of washing on for OH to hang out[/STRIKE] - looking out the window just now, not looking promising !
• OH staying in today with wee boy so I have car to work so no double journey required (saves 24 miles )
• started meal planner for next month last night - so finish tonight

Have a great day everyone x

Angela84

Oo, May I join in??!

After I drag my giant pregnant behind off the sofa and off MSE...

Do the ironing (Very almost paid someone £15 to do it yesterday, but decided to stop being a lazy dog)
Call Tax credits to sort claim as may be owed something I hope
Fill in Maternity Allowance forms and put in envelope
Marinate dinner so ready for this evening and just just end up throwing pizza in the oven AGAIN!
Take dog for walk, and make cakes with son, save petrol no need to go anywhere
Ask partner to mention to MIL about buying our moses basket to save us some cash
Use saved money to pay off Littlewoods.... thats the scary one, what if i need the money tomorrow?!
Talk to old landlord about getting deposit back - despite giant foundation stain on carpet in bedroom, eek!

Thats me for the day I think, just now to get dressed and start it all!

Soma

my list for today:
*[STRIKE]check online banking[/STRIKE]
*[STRIKE]update budget sheet[/STRIKE]
*[STRIKE]argue with chitchat bingo about why they took a second deposit out of my account [/STRIKE]
*buy a book of postage stamps to save time when I next need to post letters and increase no spend day
*go shopping at 4:30 in Tesco to see if I can get some good reduced stuff
*drive carefully
*take a bottle of tap water to dance class
*remind other half to ring Sky for M&S vouchers

WelshWoofer

Morning all!
Not too bad a day today in school yet but have the worst class next - hmmmm, all down hill methinks!

Today's list...

• Brought packed lunch
• All food from stores
• Take ring to gold place - they told me how much it was worth yesterday - need to get the cash today
• Walk dog for free exercise
• Hoover tonight
• Drive sensibly to conserve petrol
• Renewed library books on line
• Have a LSD
• Suffer football on telly
• Check banks
• Check for surveys

That's all for now - will think of some more when I'm home
xx

PurpleFairy26

Afternoon All

Glad to see lots of busy DFW stuff going on - you lot are really inspiring me to do stuff!! Today I shall/have:

Checked banking
Checked Onepoll - I survey done
List some more things on ebay. Didn't managed to do this yesterday, but current items have a few bids and several watchers - so all good there.
Lunch and dinner from stores
DD in reusables
Go to WW tonight - this will probably be the last week it is free from after having DD. Hopefully having to pay may spur me to loose that last little bit to get back to goal meaning I don't have to pay!
Search for more stuff to ebay and throw out stuff I come across that can't sell to generally declutter the house
Continue to monitor NSD have had 3 already this month, today may well be a fourth!

Have a great day everyone x