We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Adaptations to property-financial contributions?

2»

Comments

  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    Its not cheating the system, the person only has £5,000 in savings that is in no way going to cover an extension and adaptations that they need.

    In that case, why suggest that the money is hidden?
  • sturdygirl21
    sturdygirl21 Posts: 34 Forumite
    Jelly_legs wrote: »
    Hi

    My social worker has recommended me for having a downstairs extension to my home to accommodate a lift, wet room and space for my scooter etc.

    I own my property (mortgaged). I`m pretty skint but have £5000 in savings which I`m living off at the moment.

    I really can`t afford to contribute to the extension. Does anyone know how much savings you are aloud before you have to contribute?

    A social worker cannot recommend adaptations, it would need to be an occupational therapist(OT). Is this a typo; was it an OT or has the social worker been to see you and said he/she thinks that the extension is needed but would refer to an occupational therapist?? If this is a case of a SW saying "i think you need this this and this", it doesnt mean you will get it - an OT needs to assess you and recommend that you need it, and will then refer you for a disabled facilities grant. A DFG has strict criteria, and certainly in my area, an extension is a no-go in themajority of cases (that's not to say you won't get it, as it depends on your particular authority)
    A Disabled Facilities Grant is means-tested. They will look into any income earned, and will need to see savings too. . From what I understand, they disregard the first £6,000 of savings. They do not take into consideration your outgoings (in my area anyway, might be different elsewhere, but as a DFG is underpinned by legislation, I think it might be the same).

    the best thing to do is just hold out for the financial assessment and see. Nothing with a DFG is 'set in stone', and you can pull out at any time if it throws up something you're not happy with.

    Good luck
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.