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Roll on October :)

Hi all just wanted say roll on October as my massive £450 pound per month secured loan is paid off in 3 more payments along with one or two smaller debts leaving me about £700 or more better off per month !!
Focusing on clearing the credit cards in 2018 :T
«13

Comments

  • Two9A
    Two9A Posts: 274 Forumite
    That's the way with these long slogs: gotta keep your eye on the prize... :D

    I'm waiting on topcashback to give me my 6-month-overdue payment, that'll be an achievement in itself.
    Debts (26.3% remaining) - CC/BARC: [strike]2058[/strike] 100.00 @0%; CC/MBNA: [strike]1877.75[/strike] 0.00; Loan/SLC: [strike]10000[/strike] 7901.84 @1.5%; Loan/Per: [strike]1500[/strike] 0.00; Loan/HX: [strike]15000[/strike] 0.00
    Mortgages (94.7% remaining) -
    NW: [strike]92516.94[/strike] 87565.40 @3.19%; HBOS: [strike]65599.57[/strike] 59106.45 @4%, [strike]69251.57[/strike] 68589.97 @3.49%
    Total amount of fail: Dangerous (223263.66)
  • dottyanne wrote: »
    Hi all just wanted say roll on October as my massive £450 pound per month secured loan is paid off in 3 more payments along with one or two smaller debts leaving me about £700 or more better off per month !!
    That's fantastic - well done :j:j:j
    Thanks Niddy for all you've done! :j
  • tbourner
    tbourner Posts: 1,434 Forumite
    Congratulations! I feel pretty good knowing that ours is planned to be payed off in just over 4 years!!! :eek: Must be brilliant being that close.
    Trev. Having an out-of-money experience!
    C'MON! Let's get this debt sorted!!
  • beanielou
    beanielou Posts: 97,069 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Excellent news dottyann :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • pixiechick_2
    pixiechick_2 Posts: 983 Forumite
    Great news dottyanne!!
  • andrea1968_2
    andrea1968_2 Posts: 181 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Well done you it'll be here before you know it. I've got until next March before I'm jumping and down but I'll be £750 a month better off - I cant wait and I'm predicting a BIG hangover ha ha
    2013 - Finally got the house we' ve worked so hard to get......now it's a life of diy and no money....couldn't be happier 😊
    2020 - mortgage free target set 8 years and counting 🎯
    Even the longest walks start with one small step....get your boots on.
  • tiny_courageous
    tiny_courageous Posts: 1,275 Forumite
    Brilliant isn't it! I've got 2 more payments on one loan and 4 on another, and then I'll be £400 better off
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi all yes om defo getting there by the end of August I will be about £500 better off and by end September will be about £750 or more better off it's been a long time coming and although I still have a way to go to be completely debt free I'm certainly on on my way.
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hey all just wanted to report that only one more payment then we can wave goodbye to GE Home Lending forever - to be honest what were having to pay now are extra charges and fees added over the term and they have calculated my final payment at the end of September as £520 approx they won't give us any discount on the fees but u did ask lol abs altough my last payment us a LOT of money I just wanna get rid if this once and for all - we've had this loan for over 7 years now and all I can say is never again !! I've also paid off 2 other debts so as of the end of this month we will save about £800 per month HOWEVER I'm going for a slight career change dropping my hours at work down to 2 days and taking another job all in all once it evens out I may have a slightly lower wage than before but will be a lot happier AND still better off as these 3 debts are now paid off :)
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Anyone any idea about cap 1?
    Focusing on clearing the credit cards in 2018 :T
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