We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
help need find out who owns bankrupcy repossesed house quickly
nurse_sue
Posts: 227 Forumite
hi guys hope someone can help the house next to my mother in law has been repossesed i think due to bankruptcy .
my husband wants us to purchase it as his parents are elderly now .
and have had problems with neighbours in the past .
i just havent got a clue as to find out who owns it which bank repossesed it etc .#
i guess we will have to move quickly but in which direction please help if you can :j :T
my husband wants us to purchase it as his parents are elderly now .
and have had problems with neighbours in the past .
i just havent got a clue as to find out who owns it which bank repossesed it etc .#
i guess we will have to move quickly but in which direction please help if you can :j :T
An Infinity of forests lies dormant within the dreams of one acorn. 
:kisses3:
:kisses3:0
Comments
-
My mother's house was reposessed back in the 90s and the bank at the time wouldn't let me offer on it until it went through their system and was released to an agent. I realise this may be much different now, but I would start by contacting her mortgage company or her OR if she is bankrupt.
I didn't end up buying mum's house in the end, I was gazumped by my own brother LOL. We are on speaking terms now though. Good luck x:A
:A"Everyone is a genius. But if you judge a fish on its ability to climb a tree, it will live its whole life believing that it is stupid" - Albert Einstein0 -
For £2 you can search the details at the Land Registry online (pay by credit card) they will tell you who owns it, when they bought it and who any mortgage is with plus other details. You must do the search in office hours.0
-
They are being careful as they are obliged to obtain the best price for the house and have to be open about doing so. Otherwise they (the mortgage co) will get accused of a sort of property "insider trading". It would be tricky to prove if it ever happend but I can assure you they (mortgage co's) don't ever want to be seen to do anything that could get them a bad reputation in this area of the business. There's probably rules about it within their professional organisations like CML.Toto wrote:My mother's house was reposessed back in the 90s and the bank at the time wouldn't let me offer on it until it went through their system and was released to an agent. I realise this may be much different now, ....A house isn't a home without a cat.
Those are my principles. If you don't like them, I have others.
I have writer's block - I can't begin to tell you about it.
You told me again you preferred handsome men but for me you would make an exception.
It's a recession when your neighbour loses his job; it's a depression when you lose yours.0 -
A £3 land registry search will tell you who the mortgage was held with. Phone their head office and ask to speak to someone who deals with repossessions. Chances are they will insist on placing it with a local estate agent, so scanning the local press may be useful.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
-
hi thank you all youve come up tops again :T :T :T
i will try land registry tommorow :beer:
still grinding my teeth and grimacing at the thought of having a house near the mother in law :rotfl: :rolleyes:
but still we all have a cross to bear
hopefully may be out bid
thank you all againAn Infinity of forests lies dormant within the dreams of one acorn. :kisses3:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards