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Natwest
rbradley89
Posts: 17 Forumite
I got a letter from them today saying that they can offer me a £300 over draft.
Do I take this because I really could do with the money or just leave it as I dont know how they work etc and I am un-employed (untill I get my start date)
Do I take this because I really could do with the money or just leave it as I dont know how they work etc and I am un-employed (untill I get my start date)
0
Comments
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you could take it as they dont normaly offer, however dont blame them when you cant pay it back0
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These offers being sent out are still subject to the normal checks.
It dont mean that you 100% have £300.00 in the bag :-)Im an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0 -
What's the interest rate ?
And are you ever going into the red at the moment ?
If so and the rate's reasonable then I'd be tempted to accept it but use it as a buffer rather than deliberately going into it - an authorised overdraft is going to be cheaper than paying charges for continually going into the red without authorisation.0
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