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Can you have 2 paypal accounts?

In order to recieve payment from a paypal buyer using their cc you need to have a premier paypal account but this also means that any payments you get even if they are not funded by cc will also be subject to the same percentage fee. If you wanted to avoid this situation can you open another paypal account exclusively for payments made not involving credit cards? Is it ok to have 2 paypal accounts simultaneously with different email addresses or is it against their t&c?

Comments

  • Katgoddess
    Katgoddess Posts: 1,821 Forumite
    Part of the Furniture 1,000 Posts
    I have 2. One which I use for Quidco which I don't pay any fees for, and the other that I use for Ebay which I do. I haven't used 2 paypal accounts for Ebay, but if I was after a refund from someone I would ask for them send it to the quidco one. I use 2 separate bank accounts for each paypal account.
    :heart: "A baby will make love stronger, days shorter, nights longer, bankroll smaller, home happier, clothes shabbier, the past forgotten, and the future worth living for." :heart:
  • juno
    juno Posts: 6,553 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You can have one personal account and one premier account, but you cannot have two of the same type. So you'd be fine :)
    Murphy's No More Pies Club #209

    Total debt [STRIKE]£4578.27[/STRIKE] £0.00 :j
    100% paid off :j

  • soolin
    soolin Posts: 75,001 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Like others have said you can have two paypal accounts, a basic and a premier but they must have different bank accounts associated with them.

    However, if you are planning to try and use the two to reduce paypal fees when using ebay it won't work as you have to allocate an email address associated with your paypal account when you list your item, so you would either have to show the basic one, and not tick the I accept paypal box' or show the premier one and pay fees on all payments.

    I use my premier on ebay and my basic for Quidco only.

    Soo
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • thor
    thor Posts: 5,515 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks guys. I want to use one for ebay and one for everything else and it is this one that will be a personal account and from your replies I believe that there should be no problem.
    And Soolin, nice to see a fellow Blake 7er ;)
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