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Advice on a loan

Mr._OCaz
Mr._OCaz Posts: 77 Forumite
Part of the Furniture 10 Posts Combo Breaker
My friend has recently split up with his girlfriend was due to get married etc. Anyway she had about £5k in debt so to lower amount she was paying he got a loan in his name as she was unable to which she paid until recently a couple of months after they split up. She said she would continue paying it but has started been a bit funny about it.

Just wondering where he stands as he can prove he gave her the money and has bank statements to prove it. I know he is legally liable for the debt as I work in debt advice but require advice on what he can do legally for example can he pursue her through the County Court with a CCJ etc?

Also I have suggested when he speaks to her and can get her to come on board that he draws up an agreement/contract if she starts messing about again and not paying. What are your thoughts/suggestions for drawing up this type of document?

Any advice welcome

Comments

  • Fiddlestick
    Fiddlestick Posts: 2,339 Forumite
    Mr._OCaz wrote: »
    My friend has recently split up with his girlfriend was due to get married etc. Anyway she had about £5k in debt so to lower amount she was paying he got a loan in his name as she was unable to which she paid until recently a couple of months after they split up. She said she would continue paying it but has started been a bit funny about it.

    Just wondering where he stands as he can prove he gave her the money and has bank statements to prove it. I know he is legally liable for the debt as I work in debt advice but require advice on what he can do legally for example can he pursue her through the County Court with a CCJ etc?

    Also I have suggested when he speaks to her and can get her to come on board that he draws up an agreement/contract if she starts messing about again and not paying. What are your thoughts/suggestions for drawing up this type of document?

    Any advice welcome

    If he has nothing in writing and cannot convince her to sign such a document, he has no real proof of anything.

    That's about the long and the short of it I'm afraid.

    Sorry.
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