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Keeping a list on how much spent

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  • The pocket mod is awesome, will def be printing one off to stuff in me bag !
    VIRGIN CC [STRIKE] £648.87[/STRIKE]PAID OFF 08-09-09 :j
    RBS CC [STRIKE]£911.97[/STRIKE]£497.21
    Loan 2 [STRIKE]£5226.43[/STRIKE] £4988.38
    Loan 1 [STRIKE]£19676.15[/STRIKE] £17859.89
    TOTAL [STRIKE]£26586.53[/STRIKE] £23,345.48
    LBM 25/07/09 DFD November 2014 - Aiming for November 2012:D
  • I've got a good memory, but sometimes if I don't get receipts eg in a corner shop, I just put the amount into a 'notes' section on my phone/PDA and put it into my spending spreadsheet when I get home.
    Smashing wrote:
    I'm far less likely to go for an impulse buy if I know I have to write it down and be held accountable for it in my spending diary. :o

    Me too. I often don't buy small items like a magazine or sweets because I can't be bothered to try and remember it or note it down. :rolleyes:
  • beachbeth
    beachbeth Posts: 3,862 Forumite
    Part of the Furniture Combo Breaker
    I am trying not to use my switch card all the time as I find I can just keep spending and don't keep up to date with my money and end up overdrawn. So I have written down all outgoings and keep checking my account so that I remember whats coming out. If I don't write it down I can never remember what date of the month different things are due to be paid and then get a shock when a payment suddenly goes through.

    Also, if Im shopping online or actually in a shop and can't decide whether I should buy a certain item I make myself leave it for a day or so. Sometimes after a day's 'cooling off' period I realise that it would have just been an impulse buy and Im glad I didn't. Of course, sometimes I also decide that I will buy it after all, but I still feel better that I have given myself time to think about it first.
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