disadvantaged by the alliance and leister

Evilm

Thrugelmir wrote: »

The OP can sell up, clear their debts and start again afresh. Rather than struggle on as interest rates rise in the future. Many aren't in such a fortunate position So this argument has no foundation in this case.

Thank you for the comments. I do agree with them but if I had taken those out I probably would have had a very short letter with no reasons at all to ask them to reconsider (bad ones or good ones).

Personally i would do as you say and sell up (even if that means dropping the price) and rent somewhere smaller for less than the mortgage payment amount.