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Thursday 1st July - What small DFW things have you done today?!
Comments
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ooh a big TC payment, even if an error :j Why don't you bung it in a Cash ISA until they ask for it back? The interest is free money :j
Afternoon All :wave:
I've had a lovely day at the organic market. I've now got lots of ideas as to what I can knit as pressies :rotfl: Bit over priced, but good for inspiration.
And now I'm back I've booked flights for DS and DiL for their honeymoon next year
It's our present to them, and I've taken DAYS getting the best price with a mixture of air-miles and money :rotfl:
Also applied for a 0% card in order to pay for zillions of extras this month as a way of easing cashflow. ( a lot of flights to be paid for as we're going back for the wedding, shares, and an architects bill now due) It'll be a debt
but a cheap debt :money: at only 3%
Now I shall do my 20 mins on the cross trainer - thanks for the reminder littlekel
cook supper from the meal plan
carry on knitting the next Christmas pressie (actually the same one for some time now :rotfl: such fine wool for this shrug!)
Have a great rest-of-the-day :A0 -
today I have/ will do:
*more careful driving
*bought xbox live subscription for £32 from Amazon rather than automatically renew for £40 (boyfriend's birthday pressie)
*checked online banking
*go to shops and dance class in one driving journey
*drink soft drinks when going out
*let friend pay for tea as I always give her lifts (she offered)0 -
Afternoon all!
On the subject of little ones going to secondary school - I have been at my new school today for induction and training and we've had the year 6 kids in for a day to see the school and get used to the new environment. I have to go to a Year 6 parents introduction evening tonight too - I think schools are trying to make the transition a bit easier these days?
My list for today....- Go to new job induction
- All food from stores
- Go to parents evening tonight
- Walk dog for free exercise
- All food from stores
- Have a LSD
- Stay in and catch up on telly
- Phone mum with free landline
- Check banks
- Do any surveys that come
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ooh a big TC payment, even if an error :j Why don't you bung it in a Cash ISA until they ask for it back? The interest is free money :j
And now I'm back I've booked flights for DS and DiL for their honeymoon next year
It's our present to them, and I've taken DAYS getting the best price with a mixture of air-miles and money :rotfl:
Have a great rest-of-the-day :A
I lovbe your cunning ways - evil genius Olive! And I love that you use smilies more than me :rotfl:DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Today I have:
Done shred - nearly ready to go up to level 2
Jogging - week 3 run 5 - I use the extra runs to build stamina and lung capacity, and it's working
Checked onepoll - 2 surveys = 20p
Checked OW - now up to 1150 but not withdrawing til August earliest
Had an LSD
Arranged payment plan for debt....grrr = 2.4k /10 a month = a lot of months! This'll come down though as debts are paid off.
Done cross stitch - will do some more before Simpsons.** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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Today I have
- Store cupboard breakfast and tea - lunch and drinks out been out and about for work.
- Paid a bit of the loan off.
- Pennies in the jar.
- Packing for Hen weekend starting tomorrow.0 -
Today I have / will:
Still on hols - feeling really lazy, and not looking forward to going back to work :eek: I love being at home - most of my friends are 'retired' (if they ever worked at all) and I do envy them a bit sometimes - but I know I would be bored after a couple of weeks
HC on line to dry
Checked online banking - cheque cleared from auction house for the sale of some unwanted furniture - £95, and it was only clogging up the garage :j Moved it to savings :T
Made a little bit of progress on tax self assessment thingies - need help from brother who is coming for the weekend with mine though, as it is complicated. For OH's, I am just waiting for tax certs for savings accounts, then I can finish it :T
Will both have a tax bill (though not very big, as not very much money involved, and we both have PAYE jobs) but will be so relieved to get it out of the way for another year, and look forward to a time when we can live in our house and not have to do it any more :T. We currently live in a house provided by OH's job, which he is contracted to live in, so rented ours out, as we didn't want to leave it empty
I guess some people would think we are lucky, but I have had a lifetime of living in tied houses and bringing up kids with no security, and have worked SO hard for so many years to buy our house. It is annoying, cos we could easily afford to live in it :mad: Our debts are paid off now thank goodness :eek:, apart from the mortgage (my current project), and we are very careful 
Got some bits from market / charity shops in nearby town
Sorted out some bits for a car boot sale (hopefully on Sunday if it is dry). Shabby chic type things, priced reasonably (mostly around £1, some a bit more, some considerably less) cos I want to get rid - nice things, but I have too many, and it would be nice if somebody else got some pleasure from them - for not much money. And I feel better as less clutter :T
HM meals from stores and garden - did buy some sausages from the butchers in town though - will have them with home grown veg and HM chutney.
Can't think of anything else. Have a nice evening everyone :wave:0 -
Evening All
Lovely day again, even if there was no sun. Things for today:
Free cuppa and chat with a mentor at work whilst friend babysat.
NSD
Afternoon of natter round at friends with DD - more free tea (and a sneaky biccie
)
Prescription using maternity exemption
Lunch and Tea from stores icl. DH packed lunch
Washing on low will line dry once finished
Recycling out for bin men rather than a trip to the tip
Check banking and quidco - monthly payment made - 90p :j - it adds up
Josiebabe - I have an unexplained £3 tax credit in my account today - not quite the heights of yours but will wait for my awarding notice before I splash out
:D
Enjoy your evening, off for roast chicken dinner
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Today I've:
* checked money transfer into ISA worked, so sent some more money over now I know it is not getting lost
* walked to Mr A saving petrol
* scanned my Mr A shopping
* Done IPSOS surveys - when they credit my points I will be up to £10 voucher threshold :j
* logged RM survey post from earlier in the week.Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.0
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