Thursday 1st July - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Goooood morning....rolling on to the weekend!!:T
After a very boring day at home doing nothing yesterday I'm off to the lovely farm shop cafe today with my friend, will have a big breakfast roll....yum!!!
My dd2 is off to spend the day at secondary today....awwwwww. I go up to the school tonight for a meeting and meet her tutor, bless!!
Nothing much else on....so here's my list:

• check banking...move TCs
• daily scratch
• packed lunch for dds
• washing was done last night - will go on line this morning
• not an NSD as going to farm shop - but my pal is driving, so save my petrol!
• quick shower
• nip to work and photocopy all of my sicknotes to send to Student Finance

Hmmmm, that's all for me.
Have agreat day:beer:

mogchops

Good morning! Thanks for starting the thread Milly, have a nice day!
My elder DD is starting secondary school in September as well, scary times :eek:

Today:
- check online banking
- update snowball and spreadsheets
- go to work
- small hokey cokey
- clean bathroom (hoping DH will do this as he's off today )
- tea from meal plan
- do all comps ending 02/07

Have a great day everyone xx

OrangeFairy

Morning Milly and Mog! I have 4 years until secondary school for DD1! Even that scares me!!!

Just got up to do 20 mins on the cross trainer and i am pretty nice and sweaty!! lol

Today

lunch at mums
DD2 to ballet
DD1 and 2 to swimming
decide on dress to wear to a friends wedding and send the others back
check banking
surveys
one poll
scratches
shower quickly
LSD
hokey cokey
meal from meal plan
calorie count - averaging about 1300 consumed a day

Thats me!

catmiaow

Hello all,

My list for today,

[STRIKE]Check banking
See to pets
Do comps before work
Take rubbish out
Go to work
Do comps after work
Check job sites
Check emails
taken leftovers to work for lunch[/STRIKE]
Dinner from stores
[STRIKE]Use free texts[/STRIKE]

Hope everyone has a good day!

josiebabie

Morning Kel, cat, mog and milly!

Today I have awoken to tax credits putting £2000 in my bank account??? Two payments - one of £453 (what I was expecting) and the other of £1600 something or other? I need to wait for my award confirmation to come through the post so I can see how they've worked it out, but I am confident this is an overpayment and so will leave it in-situ until they realise.

Today I have/will:-
- Checked banking
- HW off
- Check CC's
- Lunch and snacks from stores, left over pasta bake from last night, nom nom!
- Pay nursery fees :eek:
- Take colleague to sorting office at lunch
- Ex filled my car up for me, thus saving me £70!!! :T
- Try to pay new council tax online if account is up and running yet
- MUST write itinery for next week, didn't do yesterday
- HC when I get home, might run it over night if ex is going tonight, he complains that it wakes him up as he's in spare room :mad:
- Definately sparkle !

Jx

determined_new_ms

Morning ladies and all who follow. yay its Thursday - although Saturday seems a long way off at this point... Late to work this morning so must be quick

• [STRIKE]lunch from stores[/STRIKE]
• [STRIKE]NSD (i must i must i must!)[/STRIKE]
• [STRIKE]park in free parking and walk to appt this afternoon[/STRIKE]
• [STRIKE]any surveys[/STRIKE]
• [STRIKE]drive carefully to & from work[/STRIKE]
• go for a walk with oh tonight
• [STRIKE]water plants[/STRIKE]
• repot plants (:o)
• [STRIKE]charge phone at work[/STRIKE]
• [STRIKE]contact CSA[/STRIKE]
• [STRIKE]Contact gym & find out when contract ends :T v soon![/STRIKE] yay cancelled it! :T yay no more monthly membership that is for NOTHING!!
• [STRIKE]make bread [/STRIKE]& cookies tonight
• [STRIKE]make banana cake[/STRIKE]

that'll do! Have a great day everyone x
phew am so tired now - just waiting for the banana cake to finish and then I'm crawling into bed x

Erme

Yesterday was one big stress chasing (and not getting) a small fridge freezer off the classifieds....such stress. I just want life to return to normal now :P

Will check back when get home from work....

Blessings

E

pixiechick99

josiebabie wrote: »

Morning Kel, cat, mog and milly!

Today I have awoken to tax credits putting £2000 in my bank account??? Two payments - one of £453 (what I was expecting) and the other of £1600 something or other? I need to wait for my award confirmation to come through the post so I can see how they've worked it out, but I am confident this is an overpayment and so will leave it in-situ until they realise.

Today I have/will:-
- Checked banking
- HW off
- Check CC's
- Lunch and snacks from stores, left over pasta bake from last night, nom nom!
- Pay nursery fees :eek:
- Take colleague to sorting office at lunch
- Ex filled my car up for me, thus saving me £70!!! :T
- Try to pay new council tax online if account is up and running yet
- MUST write itinery for next week, didn't do yesterday
- HC when I get home, might run it over night if ex is going tonight, he complains that it wakes him up as he's in spare room :mad:
- Definately sparkle !

Jx

Ooooooh Josie - fingers crossed the TC money is definitely for you:beer:

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. Store cupboard meals
4. Free scratchcard
5. Walk dog locally (thankfully it is a lot cooler here than it has been)
6. Rest day today as I'm feeling extremely tired and as I quite often get Epstein barre I need to be careful:o

Beencounting

Hi everyone

Thought I'd post up quickly while I'm on lunch.


So today, I have/will:

• Check bank & update spreadsheet - done
• Surveys
• Packed lunch to work - done
• Do some comps (haven’t done any for ages )
• Check paypal to see if my refund is there - done, not there, boo!
• HC & line dry - done, but it rained, double-boo!!
• Look for more stuff to ebay and/or take photographs of bits that are ready
• Move some money to emergency fund
• Dinner this evening from stores
• NSD (have had a coffee out with OH, but that’s from a different budget ) - yep!
• Charge phone at work - done
• Update weekly spend challenge thread - done

Will do a few more bits tonight, before going to bed.

That's probably going to be it today, but it all counts .

Catch up later.

Been

Amara

Hi!
Today:

• went to work
• went to bank to pay in some money
• went to opticians to collect my half-of-year contact lenses supply
• checked my online banking

Still to do:

• half-an-hour on my cross trainer
• cooking tea
• some work with my bookeeping course