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Wed 30th June - What small DFW things have you done today?!
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josiebabie wrote: »Morning!
Today is going to be a good day...here is my list:-
- [STRIKE]Checked banking[/STRIKE]
- [STRIKE]Check CC's to keep a close eye[/STRIKE]
- [STRIKE]Snacks and lunch from stores[/STRIKE]
- [STRIKE]Go to place sorting out my bike to give them £60 for new coils [/STRIKE]:eek: Did this but had to drop off 3 wheels for work as well, so went in courtesy car and saved my fuel! Very MSE!
- [STRIKE]Last day of month, work out bonus - at £640.97 at the moment[/STRIKE] finished on £659 :T
- Work out itinery for next week, day by day diary for when my dad is down- too busy
- Keep eye on onepoll today - too busy
- Take books to shop so I can swap for new-to-me ones. Our local shop runs a bring and swap scheme
- [STRIKE]HW off all day[/STRIKE]
- DM has DD today, no doubt they will get up to mischeif!
- Find some soya ice cream for DB4 and DD for next week, both have cows milk allergies
- [STRIKE]Withdraw £20 for meal next week with work for leaving do[/STRIKE]
- Pack some kitchen stuff for ex to take
- Get ex to put fuel in my car, light was on this morning when I got in it! :mad:
I'm sure I'll think of more but that'll do for now
Done well today, have been busy at work so couldn't do surveys etcNothing to report as yet...give me a minute...!0 -
Hi everyone :wave:
Busy day at work for me but I made some DFW progress:
- Enjoyed a free cuppa and 2 x free muffins
- Got a book I wanted to read for free
- Wedding planning bits and bobs
- Took shoes back that didn't fit
- Need to update spending diary and get back on track
- See if I have any pennies for the jar
- Dinner from stores
- Catching up with the tennis
Shall think of a few more...
Littlekel, have you seen any ex-sample dresses? Some of them can be really good value too.
xxx0 -
Wow that is amazing, can I ask why you had a nat insurance rebate? As I am not sure if I need one, I know I need a tax rebate.
Hi Catmiaow - I joined the pension 3 years ago. Then in March this year Payroll contacted me to say they had made a mistake when I joined in my Nat Ins payments (I think you maybe get 2% break if you pay into a pension?) and that for the yr 2009/10 I had paid £386 too much and I received it back in my April Salary. This amount is for the previous 2 years and I have to wait for a rebate from the inlad rev direct (will no doubt be months before I receive it)
How do you know you need a tax rebate? And how do I find out if I do???DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Today I have / will:
Checked online banking and done totals for month (how sad am I?)
Seen to plants and animals (watering to do in a minute)
HC dried on line
Started self assessment thingies for self and OH :eek:. OH's is fairly straightforward, but will have to ask brother to help with mine :eek:
'cos I have been made redundant, started a new job and done some consultancy work during this tax year. Why is it so complicated? It would be much easier just to have claimed benefits and not bothered - except that they would probably have told me where to get off :rotfl:
No offence meant towards people who do claim benefits, but it is SO complicatedand I don't even mind paying the tax bill to be honest - it won't be that much anyway - it is just the hassle and stress of getting to that stage :eek:
((Hugs)) to DNMs - I am in a similar situation due to public sector cuts, not sure if my job will stay or not :eek:
HM meals from stores and garden
Small shop at Mr S
Got OH to pick raspberries
Got OH to paint old side table 'shabby chic' look
OH went fishing and didn't catch anything :rotfl:
Better get on with that watering0 -
determined_new_ms wrote: »Hi Catmiaow - I joined the pension 3 years ago. Then in March this year Payroll contacted me to say they had made a mistake when I joined in my Nat Ins payments (I think you maybe get 2% break if you pay into a pension?) and that for the yr 2009/10 I had paid £386 too much and I received it back in my April Salary. This amount is for the previous 2 years and I have to wait for a rebate from the inlad rev direct (will no doubt be months before I receive it)
How do you know you need a tax rebate? And how do I find out if I do???
Hi DNM,
I earned less than my tax allowance, but did the odd full week or extra day here and there so ended up paying tax, which I have had to write to them to try and get back no doubt will it take ages!
If your in doubt whether you need one I would check what your allowance is and see if your tax is correct.No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Hi all ,well I have been very stressed by health issue latley. GP sent me to private hospital to see a consultant who said not to worry its something simple - phew. :T:T:T:T:T
Quite good service though , free car parking , results of blood tests almost straight away and free posh coffee while you wait.
So today I have :- checked banking - ok
- shuffled money
- Not used car so saved petrol (freind took me to hospital)
- Free posh coffee at above
- Freind bought me celebratory lunch in posh cafe
- Wandered round gallerys and posh shops and managed not to buy anything
- Messaged freinds on free texts
- Got ebay / Ebid parcels ready to post tommorow
- finally recieved P45 from old second job so can look at doing tax return
- surveys - dnq !
- competitions
- Chill
:D:D:D:D
When it rains look for RainbowsWhen its Dark look for Stars0 -
Today I have fallen off the band wagon:(
- Coffee x 3
- Lunch and Breakfast at work and takeway for tea:mad:
The small MSE things I have managed
- Pennies in the jar
- Dishwasher on after 8 pm cheaper electric
- Tidy the house0 -
((Hugs)) to DNMs - I am in a similar situation due to public sector cuts, not sure if my job will stay or not :eek:
ah thanks Dawn (& rachel) its fine though - what will be will be. Hope its not too worrying for for you. I guess its just the way the cookie crumbles and things'll work out they always do - just must try to keep my head in the meantime (its often the worrying about things that might happen that is worse than the actual situation :rotfl:)DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Today I have fallen off the band wagon:(
Dust urself off Lotte and get back on that wagon!!!DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
John_Acker wrote: »Best penny stock picks being recognized in Canada and worldwide
Copy and paste this Link in your browser [microcapreport6.net46.net]
Wow...thanks for the mightily useful post on our thread....(where's the sarky smiley when you want it??!)I really need to sort out a new signature!0
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