Wed 30th June - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Gooooood Morning everyone:)
Hoooray for a nice, quiet day here today - have nothing I have to rush off to. Yesterday was Sport's day at school, but I walked there and back...was shattered afterwards:o
Waiting to hear from the Uni today about restarting the year and see if they know anything about my complicated funding problem;) So...we shall see.
Ok, list:

• check banking
• daily scratchcard
• packed lunches for girls
• meat out of freezer for tonight's dinner
• meals from store/plan
• water heating on only for a little while

Ok, just a small list for me....I plan on having a very good rest today, reading my new book when it arrives from AMazon:D
Have a lovely wednesday:A

sortingmyself

Morning everyone,

Its a payday for me today but I am trying my hardest to make it a no spend day. I've made a packed lunch and am planning on defrosting a tasty meal out of the freezer for later.

A

josiebabie

Morning!
Today is going to be a good day...here is my list:-
- Checked banking
- Check CC's to keep a close eye
- Snacks and lunch from stores
- Go to place sorting out my bike to give them £60 for new coils :eek:
- Last day of month, work out bonus - at £640.97 at the moment
- Work out itinery for next week, day by day diary for when my dad is down
- Keep eye on onepoll today
- Take books to shop so I can swap for new-to-me ones. Our local shop runs a bring and swap scheme
- HW off all day
- DM has DD today, no doubt they will get up to mischeif!
- Find some soya ice cream for DB4 and DD for next week, both have cows milk allergies
- Withdraw £20 for meal next week with work for leaving do
- Pack some kitchen stuff for ex to take
- Get ex to put fuel in my car, light was on this morning when I got in it! :mad:

I'm sure I'll think of more but that'll do for now

littlemisschocolate

Good Morning everyone,

It's very warm and muggy today, with lots of clouds in the sky. Here's hoping for a good thunder storm!!

Today I will be doing the following:

-[STRIKE] Check online banking[/STRIKE]. Done.
- Have store cupboard breakfast, lunch and tea.
- Have a nsd, this will be my third in a row. :T
- Write some more of my assignment, it's really starting to grind me down now!
- Keep smiling.

Have a lovely day everyone and keep smiling!

LMC x

determined_new_ms

Hellllllooooo everyone ah the bliss of Wednesday 8 more hours and then I'm on the homeward stretch! The only happy by-product of being short staffed is I have a couple of members of staff from another office who are happy to do Saturday's for overtime so looks like I get out of Saturdays for the forseeable future :T

I have been waiting for today since the Monday before last as the guy from payroll told me today (or tomorrow ) will be the day he emails to tell me how much my nat ins rebate will be for :T! So excited! Just found out its £568.82!!! OMG soooooooooo happy! :T


Ok so today:

• [STRIKE]take ds' dinner for tea at work[/STRIKE] (he didn't eat it last night )
• [STRIKE]am having free lunch as its a managers meeting[/STRIKE] you know there's trouble ahead when my line manager brought us all lunch on the company card (he's usuallly ultra meticulous...
• water plants
• [STRIKE]go to super market and get a few bits[/STRIKE]
• waiting for work friend to let me know if her mum wants to sell spare chest freezer - fingers crossed
• [STRIKE]go get petrol & check tyre pressure [/STRIKE](didn't do yesterday)
• gardening tonight (still outstanding )
• any surveys available
• [STRIKE]check banking[/STRIKE]
• [STRIKE]if csa has gone in withdraw [/STRIKE]& close down Abbey bank acc unable to close today as there was something "wrong with the system" :mad:
• contact csa with change of bank details

Also:

• bought mag as advertised in martin's email and got cow shed product (into the xmas gift I'm making for dd), sample perfume & cappacino free :T
• bought bar-b-q as advertised in email £4.99! :T

ok that seems enough! happy Wednesday :j


ooooo thanks for reminding me milly - hope my book arrives today too :T mag subscription also arrived! :T:T I don't know how I have contained my excitement today!!!!

jak

Today I will:
write my budget for the month and work out what I can put towards my debts.
Clean the bathroom and fridge.
Try and get cash back via top cash back.
Eat from my freezer- for the rest of the week/until I run out of food!
Buy veg and milk with my healthy start vouchers and only buy cat litter and washing powder apart form that.
Use cash from my purse- when it's gone, it's gone!
Take my son to toddlers.
Try really hard to sort myself out and get organised.
Have an early night!
J
X

Beencounting

Morning everyone

Yay, it’s payday…at last :j, which means I’ve got quite a bit of DFW things to do:

• Check bank - done
• Set up July spends spreadsheet
• Make an extra payment off my target CC :T - done
• Wrap and post ebay parcels - done
• Pay PO CC regular payment while I’m in the PO - done
• Surveys - done 10p lol
• All food from stores (will be some treats as shopping will be delivered this morning )
• HC and hopefully line dry

I'm soooo happy to see the end of the month, June's been quite tight money-wise, so I've heaved a sigh of relief that we made it to the end of the month without exceeding the overdraft limit . In fact, we managed to shave about £50 off compared to last month, but I don't know whether that will be sustained by the end of July .

Anyway, have a good day all.

Been

thriftyscotslass

Good morning all - hope everyone is well.

Took ds (18) who has Aspergers to gym yesterday - oh my am I sore. He enjoys it as it is something he can do by himself - it's great to see him gaining more confidence using the machines and it is improving his co-ordination :j

So todays list:

WM on at 30 and washing drying on line
Dishes washed and dried by hand
Packed lunches and store cupboard / freezer meals
Daily scratch - 10p :j
Online banking - done

Todays money saving plan is to shave £20 off weekly shopping bill :eek:
Plan:
1. Get dh to pay for his own beer throughout the week - that will account for £10
2. Go shopping by myself - that should stop the little extras sneaking into the trolley
3. Get over to old-style and do some serious menu-planning :rotfl:

Have a good day everyone, Thriftyxxx

LondonGirl252

Morning all!

This is day 1 for me of generally watching money money and working towards clearing my credit cards!
So here's my list:

1)Bring in breakfast - Done!
2)Bring in lunch - Already failed this as I had to get up at 5 unexpectedly this morning, but I plan to get a boots meal deal and pay with my points!
3)Check online banking and budget for the month
4)Buy two friends birthday presents - both girls so going to the sales and look for bargains or BOGOFS!
5)Buy ingredients for big pot of chilli to eat tonight and freeze the rest for future meals

R x

catmiaow

Hello all,

My list for today:

[STRIKE]Check banking
Buy OH a pressie
Do comps
See to pets
Take recycling out
Post ebay parcel
Vacuum downstairs - did upstairs last night
Write back to Estate Agent again who clearly have not got the message that we have given our notice
Post OU forms, ring up to get forms to apply for a grant might only cover half but better than nothing
Stred some stuff[/STRIKE]
[STRIKE]Put clean washing away
Requested Topcashback to pay me £33 cashback[/STRIKE]
[STRIKE]Mop kitchen floor[/STRIKE]
[STRIKE]Put washing on and hang to dry
Quick lunch from stores
Wait in for parcel[/STRIKE]
[STRIKE]Quick shower
Check job sites[/STRIKE]
[STRIKE]Dinner from stores
Phoned up home insurance and got accidental contents cover added free of charge for 3 months [/STRIKE]

Total spend - £3.58

Hope everyone has a good day

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. Store cupboard meals
4. Walked dog locally before it got too hot
5. Free scratchcard
6. Dog has been brushed and cleaned her teeth:D