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Burnt our carpet!

We are renting and have accidentally burn our carpet due to dropping the iron, woops!

Our deposit for the flat was around £800. It says in our agreement that any damage can be rectified by the tenant as long as we fit a suitable substitute.

We aren't sure whether it would be better to claim on our home insurance (and have inevitably higher premiums next year) or to take the hit out our deposit. Would they take a proportion of the deposit?

Any information appreciated!

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Premiums do not necessarily have to rise after a claim. I claimed 2 years ago fro the loss of a gold bracelet and it didnt
    affect mine (yes, i did stay with the same company) why dont you ring them and enquire.

    Failing that, could you afford to replace the carpet now without waiting for the deposit hit. If you buy it now you at least will have the opportunity to shop around rather than the landlord charging you top price.

    You should also, i suppose, consider what your excess is.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • mrcol1000
    mrcol1000 Posts: 4,801 Forumite
    Part of the Furniture 1,000 Posts
    Unless its a huge room surely you could get a decent carpet laid for under £200. Less if you lay it yourself?
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Would you like to make huge profits with Penny Stocks?

    CLICK HERE -
    researchcanada1.info

    Would you like to go away in short jerky movements,
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • we have fixed iron burns on carpet - just get a bit of the carpet (spare bit under eaves etc) take to carpet shop get a sample and you can cut it to slot in the burnt bit,they wont even notice :)
    Groceries challenge
    May - £70 so far:beer::beer:

This discussion has been closed.
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