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Natwest Overdraft

I have just opened a Natwest Currentplus account and would like a small £50 OD limit just for emergencies, is it best to apply for it now or wait a few months ?.

Thanks.

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Probably best to try now but to be honest £50 is a bit small, am not sure if they would consider that amount, best to try at least £100, if they say no the first time then try again in a few months once they've seen how your managing the account.
  • amus
    amus Posts: 5,635 Forumite
    If you only want a £50 overdraft that would be fine. The advisor in branch will be able to tell you if you can have one, to be honest dont think it would make much difference if you apply for it now with it only being such a small amount that you want.
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You can apply straight away however if your declined they will recommend you wait 3-6 months until you apply again.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
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