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Natwest Current Account application has got me puzzled !

George61_2
George61_2 Posts: 10 Forumite
in Budgeting & bank accounts
I applied online last night for a Joint Natwest Currentplus account with my wife, I put my details first and hers second and got offered a Step Account or Cash Account !, so I exited the application and put her details first and mines second and got offered a Currentplus account ! (Which I accepted).

I can't figure it out ?, although I suppose it worked in the end.

Comments

  • preable
    preable Posts: 2,114 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    Just be glad you got the offer of a currentplus account and not a step account xD
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    Oddly this sort of thing does happen.
  • amus
    amus Posts: 5,635 Forumite
    What is your credit history like? If you have a bad credit history they only let you have a really basic account, which is the step account, no overdraft, visa electron card etc.
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    amus wrote: »
    What is your credit history like? If you have a bad credit history they only let you have a really basic account, which is the step account, no overdraft, visa electron card etc.

    Natwest have moved on and you now get a Visa Debit card, prior to that you would of got a Solo card.
    The Visa debit is a ''full'' authorisation meaning it has to make sure you have the funds in;) this applies to the Step account (Blue Visa Debitcard)
    Think it's a different colour on the main current account!
  • stclair
    stclair Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 29 June 2010 at 10:46PM
    Bare in mind because of actions taken during the application process you will have possibly both been credit scored twice.

    As the credit scoring process starts after you have entered your name and address etc regardless to whether you abandoned the application or not.
    Im an ex employee RBS Group
    However Any Opinion Given On MSE Is Strictly My Own
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    stclair wrote: »
    Bare in mind because of actions taken during the application process you will have possibly both been credit scored twice.

    As the credit scoring process starts after you have entered your name and address etc regardless to whether you abandoned the application or not.

    I know from experience, I abandoned half way through the application and it had done a credit check:eek:
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