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Can Son run up overdraft / credit card bills against my house ?

13

Comments

  • Fang_3
    Fang_3 Posts: 7,602 Forumite
    sharpy2010 wrote: »
    Your son sounds like an idiot.

    Apple. Tree.
  • if he still lives at home and hes gone to the police about you then tbh i`d throw him out tonight!
  • [Deleted User]
    [Deleted User] Posts: 2,175 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    preable wrote: »
    What would the police arrest you for? He is not legally an adult untill 18 so you can keep his stuff untill then if he lives under your roof?
    Actually, keeping someone's passport is an arrestable (and possibly jailable) offence, even if they're a minor. As a "document of passage", by withholding it you can be done for false imprisonment.

    Also remember that any debt he runs up before being 18 would be unenforceable. As soon as he turns 18 though, contrary to what others have said, his bad debt could count against you - as many lenders do searches on all the residents of a household when any one of them is assessed.
  • AMILLIONDOLLARS
    AMILLIONDOLLARS Posts: 2,299 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sounds like time for him to move out! Living under your roof and calling the police on you!! And then expect you to pick up the tab for his living expenses! No Way

    AMD
    Debt Free!!!
  • Any
    Any Posts: 7,959 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Actually, keeping someone's passport is an arrestable (and possibly jailable) offence, even if they're a minor. As a "document of passage", by withholding it you can be done for false imprisonment.

    Also remember that any debt he runs up before being 18 would be unenforceable. As soon as he turns 18 though, contrary to what others have said, his bad debt could count against you - as many lenders do searches on all the residents of a household when any one of them is assessed.

    Really???
    Complete and utter rubbish. Only when you are financially linked they will (and only the linked people, not ALL of the people in the household). And you are only financially linked if you ever open any financial product together.
  • Fiddlestick
    Fiddlestick Posts: 2,339 Forumite
    As soon as he turns 18 though, contrary to what others have said, his bad debt could count against you - as many lenders do searches on all the residents of a household when any one of them is assessed.

    Rubbish!

    Lenders have no legal right to do this.
  • Degenerate wrote: »
    Touch!, but the point is they legitimately belong in the named holder's possession.

    touch what?
    Blackpool_Saver is female, and does not live in Blackpool

  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    being 18 would be unenforceable. As soon as he turns 18 though, contrary to what others have said, his bad debt could count against you - as many lenders do searches on all the residents of a household when any one of them is assessed.

    That is complete and utter garbage.

    Please don't give this advice again as it is untrue, and misleading.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • ste_coxy
    ste_coxy Posts: 427 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    touch what?

    think they meant to say touche - the was meant to have a french accent on
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    edited 28 June 2010 at 9:24PM
    touch what?

    I think Degenerate wrote touche (accent on the e) - a generous acknowledgement of my pedantic "hit". Comes from fencing, the posh sport, nothing to do with stolen goods!

    The forum deletes letters with accents on...
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