Garages Accept Cheques?

Neato

I lost my debit card a few weeks ago and smile have took AGES sending me a new one. I need to put petrol in my car, are there any garages that still accept cheques?

Thanks

Olipro

Neato wrote: »

I lost my debit card a few weeks ago and smile have took AGES sending me a new one. I need to put petrol in my car, are there any garages that still accept cheques?

Thanks

if I told you I knew a garage in John O'Groats that accepted cheques, would it do you any good?

what you need is a copy of the yellow pages/phonebook and to telephone the garages in your vicinity.

Neato

Olipro wrote: »

if I told you I knew a garage in John O'Groats that accepted cheques, would it do you any good?

what you need is a copy of the yellow pages/phonebook and to telephone the garages in your vicinity.

That would be perfect, what's the name of it?

Haha I was more looking for big chains. We don't really have local garages around here

RayWolfe

Neato wrote: »

I need to put petrol in my car, are there any garages that still accept cheques?

Try cash. It never fails.

penguingirl

have you thought about transferring money online to someone else who could withdraw the cash for you? That's what my brother did when he needed a replacement card (thanks to my willing mum). Just a thought if you can't be bothered with yellow pages...

System

Did your debit card double as a cheque guarantee card?

If so then you are still stuffed as they wouldn't accept the cheque without one.

fozmcfc

If you ring some banks, they have a system whereby they can give you a code to enter into an ATM for you to withdraw cash.

Otherwise just go into the bank.

You are giving us the full story OP? or is it a case that you don't have the cash available this minute, but will by the time the cheque comes out of your account.

Neato

RayWolfe wrote: »

Try cash. It never fails.

I would if I had any way of getting to my cash...

fozmcfc wrote: »

If you ring some banks, they have a system whereby they can give you a code to enter into an ATM for you to withdraw cash.

Otherwise just go into the bank.

You are giving us the full story OP? or is it a case that you don't have the cash available this minute, but will by the time the cheque comes out of your account.

No that is the full story. Funnily for one of the few times in life I plenty of cash in the account and no way to get to it! I might try ringing them...I've never heard of that.
It is smile so it's an online bank so i can't go in and withdraw cash.

penguingirl wrote: »

have you thought about transferring money online to someone else who could withdraw the cash for you? That's what my brother did when he needed a replacement card (thanks to my willing mum). Just a thought if you can't be bothered with yellow pages...

Unfortunately I can't make a transfer as they require authorisation by debit card in card reader...which I can't do without the card. (I think having to authorise by card for every last transaction is pretty ridiculous anyway)

!!!!!! wrote: »

Did your debit card double as a cheque guarantee card?

If so then you are still stuffed as they wouldn't accept the cheque without one.

I didn't even consider that I wouldn't have a cheque guarantee card.

So generally speaking...don't lose your debit card if you bank with an online bank

After complaining at them a while I *think* they've agreed to let me transfer some cash to another account(of mine) that is already set up...so I can withdraw it from the debit card on that account. I hope that's what they've agreed to do...otherwise I'm definitely stuffed.

withabix

I would say that they haven't taken a long time sending you a new card. I would say it has probably gone missing in the post.

Replacement cards are usally sent out very quickly. A virtual bank would normally ensure quick replacement, becuase such a bank is otherwise useless.

Bad choice of bank, in my opinion, by the way. If you used a bricks-and-mortar bank, you could go and get cash over the counter.

Even if you had a guarantee card, I don't think you will find petrol stations that accept chequs at all any more. I do a lot of mileage around the UK and haven't seen a petrol pump that doesn't say 'Cheques not accepted' for a long time now.

I would change your bank.

Neato

withabix wrote: »

I would say that they haven't taken a long time sending you a new card. I would say it has probably gone missing in the post.

Replacement cards are usally sent out very quickly. A virtual bank would normally ensure quick replacement, becuase such a bank is otherwise useless.

Bad choice of bank, in my opinion, by the way. If you used a bricks-and-mortar bank, you could go and get cash over the counter.

Even if you had a guarantee card, I don't think you will find petrol stations that accept chequs at all any more. I do a lot of mileage around the UK and haven't seen a petrol pump that doesn't say 'Cheques not accepted' for a long time now.

I would change your bank.

They said it was a processing issue and had to reissue a new card?

Yeh, I now realise it was a poor choice, it's my old student account which had a decent overdraft which is why I initially got it. Once Ive paid everything off on it I'l most likely close it.

Hmm...that's why I thought I'd ask because I've not seen one for ages either. Grr...it's frustrating. I'll just have to hope this transfer goes through as I need to leave for pastures new on Monday

pmduk

I've found that even accounts that require you to verify transactions by debit card will still let you conduct transactions via phone banking without the card. Certainly the Co-op has for me in the past.