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final IVA payment
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Theres a sticky at the top of the page I think that will help you out - i think you have to start with checking your experian credit report and making sure that they all have the right start date - and hopefully take things from there.
Theres a credit card you will be able to get, and use it a little, paying it off as you go to help rebuild things too....
well done - Im in the same situation come September !!!Do not meddle in the affairs of dragons, for you are crunchy and taste good with ketchup0
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