HELP!!! In Debt and Getting married in 2 months

LuckyBiscuit

Ok, so the reality is that the wedding is paid for????
Can you keep up the minimum repayments on everything until you manage to either make some extra money to pay a bit off or sort out a budget....
which realistically you wont be able to do until after the wedding and things settle down

What i mean is that if you stop spending, everything that is unessesary, can you manage, not ideally until after the wedding
cause obviously everything will change again with joint finaces (hope that makes sence)

clang_uk

This sounds like you've just been busy buying without considering why you need it. With the wedding coming up, you've probably just been on lots of spending sprees! Not to worry, you have a regular income, and not much debt (by sounds of it). You're doing the right thing by selling stuff you don't need back on e-bay. Talk to your other half about it - he'll understand.

The best thing you can do now is tackle it head on before it becomes a problem, after all you don't want to be worrying about it whilst your on honeymoon!!!

MissTpoorBride2Be

Yeah , thats right , wedding is paid for !!! My Bank Loan finishes at the end of august so thats £360 I can put towards my debts !!!
Yeah I can . Absolutley , I was just really worried about being so far into my OD , does that effect my Credit , I have experian so I guess I'll just have to keep checking that!!

Thats exactly what I've been doing , I can sit here at my desk and just buy over the internet all day and not care about what I've bought , I have now found a website that u can watch free movies and tv shows to keep me busy ( I work in property so its a bit slow at the mo ) instead of shopping !!! Oh I will try !!! Thats the last thing I want to do is worry about it when we're meant to be relaxing !!! OH and I don't think we'll have a joint account until we are fully out of debt ....both of us !!!!!

Thanks so much for all your kind words and advice !x

LuckyBiscuit

Maybe you should look at the reasons that you are buying stuff???

and its a great community on here, youll get loads of great advice

Have fun with the wedding anf honeymoon...........(oh i feel so old now, got married 17yrs ago)

MissTpoorBride2Be

Yeah , I think it's in my head that I must buy when I go out ! I mean , when I first started my job , I had a great cash flow and when I went out shopping I knew I had loads of money in the bank , but I'd be so picky when purchasing I ended up leaving , but now when i go , I know I haven't got no money so I end up buying any old poo to make myself leave ! And I always feel rubbish afterwards !!!! It's pyshcological !!!!

It certainly is ! Awww Thanks ever so much ! Haha oh stop lol I just want to be married 17yrs and MORE !!!!!
x

DVardysShadow

TMVen wrote: »

First and what most will say on here is to post a SOA, i havent figured out how to do a link yet, but someone more tech savvey will be along in a mo, then the lovley guys on here can see where you can make cuts etc etc...

http://www.makesenseofcards.co.uk/soacalc.html