Fresian's Final Push...Mooooving Towards Freedom

beanielou

You are so getting there
Only £200 odd to find now.
Im getting all excited on your behalf
When is your birthday?

mooomin

Mid-December. You should be able to see the date on my Facebook page.

I'm getting really excited too

mooomin

Money Post

PAD/Spends - £90
Entertainment - £18.13
Groceries - £45.71
Purse - £37
Outstanding loan - £557.03
Outstanding credit card - £26.37

More thoughts after coffee. Brain tired.

mooomin

I think I might just pay this loan off in time for my birthday. Here's my maths....

Outstanding loan balance = £557.03
Wins from Walkers comp due +£20
Amazon sales +£53.51
Normal monthly payment +£128.33

Leaves balance of £355.19
Normal PAD on Payday +£61.73
Scottish Power refund +£100 (Rest to London fund)

Leaves balance of £193.46 which I will repay with my flatmates rent money

Now, I will have interest added this month and an interest penalty, but I think that I will be able to combat this with my usual PADding activity. I haven't included any money I make from Ebay this week either, and I'm hoping to make something over and above what I make to clear my small outstanding credit card balance.

I'm quite a happy Fresian now that I have a plan :j:j

beanielou

Im a happy beanie on your behalf!

Intergalactic_Floozie

Go Fresian, Go Fresian, go Freezin Fresian - wow, can't imagine being debt free. You had better keep coming back here with a new challenge

mooomin

Evening all!

Well, I've landed in Leeds and am safely ensconsed in the hotel. I've been quite low-spendy today.

I did buy lunch (£3.15) but only because I had no more room in my luggage for anything else I paid for the bottle of water/sweets for the train with my Boots points and paid for dinner with my credit card to get the benefit of Tesco points. Some of the girls from work were heading out for a drink after dinner, but having spent my dinner allowance I decided to head back and watch The Apprentice instead. Any money I spend on booze will be money I'm not putting towards my loan :A

My only other spend today has been £2.50 on mascara (See Grabbit board for info!) My mascara is running out and the free sample I got from Clinique I wasn't too keen on. Hopefully this one is quite good...!

EssexHebridean

I take it you left the elves at home then?!

mooomin

EssexHebridean wrote: »

I take it you left the elves at home then?!

Thankfully by the time I got to Leeds it was time to get to the hotel, shower and go for dinner so I haven't had time to hit the shops! I keep hearing that it's great for shopping, but I have no pennies so no shopping for me

I very nearly unleashed the elves on my favourite American crafting website at the weekend, but resisted.

Like I said before, I just have to keep thinking about being able to wake up on my birthday and know that my only debt is the mortgage. That will be such a nice feeling

Off to bed now - it's been a long day and I only get 2 hours internet for nothing and want to keep some online fun for the morning! Night all

mooomin

Morning all!

Quick post from me as I need to pack up my stuff and go to work

I've paid another fiver to my loan this morning, so that's going down nicely. Still no sign of my Amazon money, but that tends to take 7-10 days according to their website, so I suspect it might be a little while.

Ebay

25 items listed
12 items have watchers
5 items have bids totalling £26.28

The amount of sales will essentially pay off my credit card (Woo!) so anything else will be going towards my loan.

Have a good day everyone