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Fresian's Final Push...Mooooving Towards Freedom

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  • urg123
    urg123 Posts: 1,997 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fantastic news FF!!!!!!!!!!!!! I've often read your diary and seen you on other threads. Just wanted to say well done!

    It's lovely to think about how the future funds can be used towards the better things in life. Sounds like a lovely evening of celebration - although ice-cream! In weather like this?!

    Congratulations again!

    Urg x x
  • InaPickle
    InaPickle Posts: 5,968 Forumite
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    party-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gif

    Congratulations Fresian!

    party-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gifparty-smiley-052.gif

    (Yes, they are Can-Caning Mr Men and yes, you should feel VERY proud! :T :T :T :T :T)

    Stick around to motivate us, and remember what I asked about the MFW? :rotfl:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    urg123 wrote: »
    Sounds like a lovely evening of celebration - although ice-cream! In weather like this?!

    In Scotland, this is considered mild weather :D:D

    Also, my love of Ben and Jerrys can never be overstated...
    InaPickle wrote: »
    Stick around to motivate us, and remember what I asked about the MFW? :rotfl:

    I'm going nowhere! I'm thinking about a new diary, maybe in time for the New Year :D

    I did reply to your question about MFW, you might have missed it!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
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    I'm going nowhere! I'm thinking about a new diary, maybe in time for the New Year :D

    I did reply to your question about MFW, you might have missed it!

    :o Oh yes...I just flicked back. And a very sensible path you will br treading, too.

    Also, given your delight in all things Ben and Jerry's, I think it would be both a treat and :money: to treat yourself to an ice-cream maker as your Debt Free present. And a recipe book. And then a subscription to Weight Watchers! :rotfl:
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning folks :D

    It looks like (whisper it...) it didn't snow here last night *faint* but the news does say that the temperature was at -13C :eek:

    The heating is on in Fresian Towers....

    Money Post

    PAD/Spends - £110
    Entertainment - £141.79
    Groceries - £83.41
    Purse - £5
    Outstanding debt - None
    yahoo.gif
    Savings (!!) - £7.45 :D

    The savings I'll mention in my money posts will be the ISA I have, which is where I'm PADding now until I use up the rest of my allowance for the tax year. I have other savings - my Sealed Pots and my Virtual Sealed Pots, but I'm not including them. Whatever I save in them throughout 2011 will be for treats, whereas the ISA is going to be my safety net.

    Now, although I have cash, and all is looking quite healthy, there are a few things to be covered before the next payday...

    Night out this Saturday - allocating £40 to this from my entertainment budget
    Trip to Glasgow to see Double Trouble (Yay!) - £40 allocated for train, lunch and Primark :D
    Dinner with colleagues - £20 allocated
    London trip - Will spend what I spend to be honest, Mama Fresian has promised funds too

    My current thoughts are:

    We get paid almost a week early in December (Woo!) so I can use my normal loan payment as a contingency fund and if I have to break into it then I get to spend less in the sales. I think it might be sensible to do this as I clearly have quite a lot planned! What does everyone think?




  • cocalls
    cocalls Posts: 881 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    good plan FF just wanted to say congrats, thats a great amount to have cleared in 2yrs well done.
  • Sounds like an excellent plan re the loan payment amount, and how nice to be able to have the slack to make plans like that, eh?! Well done again - I was grinning all over my face when I read your "Outstanding debt - None!" comment! :D

    Ice cream makers are great by the way, but you do need to have the space to keep the bowl in the freezer if it's that type otherwise you'll never use it.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
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    Eee :j sounds like a great night last night, and some plans for the month ahead :) Bet you can't stop smiling!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • ClootiesMum
    ClootiesMum Posts: 1,606 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done missus - you must feel brilliant & have a spring in your step today :j:j:j
    Debts 07/12/2021
    #280/#310.08/#450/#575.47/#750/#1000/#1200/#1848.83
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Well done missus - you must feel brilliant & have a spring in your step today :j:j:j

    Can't spring...too much bl00dy snow :snow_laug
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