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museumworker's quest to consign mortgage to history!

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Comments

  • £7.65 OP made today from ama$on payment :D.

    Received an expected mailing from lakeland - 2 vouchers for a free box of mint chocolates with any purchase from the new westfield store, worth £3.99 each. We were talking about buying the non-leak water bottles, one each, so this means we will have two teacher presents sorted too :D. Plus I've twigged we now have a lakeland only 30 min bus ride away, which is just dangerous :rotfl:!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • £7.65 OP made today from ama$on payment :D.

    Received an expected mailing from lakeland - 2 vouchers for a free box of mint chocolates with any purchase from the new westfield store, worth £3.99 each. We were talking about buying the non-leak water bottles, one each, so this means we will have two teacher presents sorted too :D. Plus I've twigged we now have a lakeland only 30 min bus ride away, which is just dangerous :rotfl:!

    Clever! Of course you'd have to be more disciplined than I am otherwise those chocies wouldn't make it to the teachers desk!
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    I don't eat chocolate due to the possible link with migraines, so it's just the rest of the household who may foil my plan :rotfl:!

    Hello everyone, been a crazy hectic week with nowhere near enough time to keep up here.
    Brother's 30th in Cardiff on the weekend - it was lovely to have all the family together :D. Did mean probably around £100 spent though :o.
    Then drove back sunday morning to be in london for 12.30 pick up - to drive to Brighton :eek:! Seven hours in a car that day, not fun! Had work conference Monday, Tuesday - very useful, if extremely intense. Night out Sunday AND Monday, means not enough sleep and too much personal money spent, probably about £40 of my £150 limit. Coupled with the fact I wanted to put some of my pocket money towards a trip to Sheffield with my sister in November means I've probably only got about £60 left on personal spends - I see a very tight month!

    Gave another tour today of the museum store, coupled with my welsh lesson = 'wedi blino'. I hope everyone is well and to get some time to catch up over the weekend. Saying that, I have a friend over for dinner tomorrow, and is my birthday on Saturday and DD's bday on Sunday so I am already fearing for my sanity!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • So that's a bit over £2 a day. Yes, a bit of a squeeze but doable. Just make sure you take a lunch everywhere so the money doesn't get used up on food expenses.

    Good Luck!
    Mini Challenge - Halve 2nd Mortgage by Year End
    Starting: £10,000 Currently £8,142.62
    £3,142.62 to go!
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    edited 6 October 2011 at 11:19AM
    I'm quite good with lunches (although had to buy one today as OH had made food you can only eat hot, which I can't have at the museum store). My main failings is dinners, lunches and drinks out. I like to socialise you know ;). But it is 4 x £15 nights out, so one a week. Am sure it'll be ok, just feel a bit panicky!

    For those of you sewers and crafty people on here, my friend has started a charity challenge on her blog to make 52 dresses for girls in malawi. It sounds like a brilliant project, and the link is here http://peggyspickles.wordpress.com/2011/10/06/every-girl-deserves-a-pretty-dress/#comment-45
    She is asking for help and I'm sure some of you fantastic forumites will be able to offer it.

    ETA: £2.18 OP made from ama$on sales.
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Wow you are so busy!! I am just looking forward to a rest this weekend!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    I KNOW! And if you earthgirl are telling me I've overdoing it, it must be true - you scare me sometimes by how much you fit into a day:eek::eek::D:D! October is just crazy due to all the family birthdays. Have tidied house up a bit, ready to collapse into bed now for an early night.

    Tomorrow I plan to do a birthday jumble sale ;) whilst OH doing the food shopping, and after lunch we are going on a family trip to a nearby heritage/wildlife sanctuary type place I've not been before. After that we'll be cooking up a storm ready for dinner for 10 :eek:! My only responsibility however is welcome snacks (am planning to try homemade breadsticks for first time, and hm hummuus) and a welcome cocktail (earl grey martinis). Now that I AM looking forward to!

    Received mortgage statement. As at 01/10 our mortgage balance is £178,315.93 :j!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • Oooo dinner party!! very nice - enjoy :)
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    Thanks - needed an afternoon nap as feeling a bit queasy today, but breadsticks are proving and earl grey tea stewing.

    £400 OP made today from rent :D.
    Bought 2 x clothes challenge items: M&S navy print dress £7.99 and a wool and cotton long cardi, striped £3.99. Must only have about £10 left now!
    Jumble sale was good, spent £6.40 on a big bag of clothes need to sort through. Managed to get an unused Articulate for 20p, have wanted this for years!! And some games/books for DD. Plus the essential squash and hm cake.
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • museumworker
    museumworker Posts: 2,240 Forumite
    Part of the Furniture Combo Breaker
    edited 13 October 2011 at 7:58AM
    :shhh: can you guys keep a secret? I'm not telling anyone outside these virtual walls, so I'll know if you don't!

    I think I might be a little bit pregnant... have done two first response tests, both have an extremely faint second line on them! My period is due this Saturday, so might do a different test then.

    £57.15 OP made today from the £50 odd from taking out a Post Office CC (which haven't even had to use ;)), and a small Ama$on sale last week.

    DD's birthday and mine both went well, have (non-alcoholic _pale_?) drinks planned for Saturday night then looking forward to getting back on the MFW journey. It has been such a hectic few months, what with weddings and birthdays that I haven't been on top of my finances :o, although I have felt like I've held everything together so can't be too hard on myself.
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
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