apprently I'm obsessed!

carriel_2

You are doing brilliant :T Hubby thinks i'm obsessive too & he's taking it hard, but I figure another week or two & his bad habits will start to break.

He still has £10 a week for cricket & I buy him his favorite biscuits when we shop every week, but he eats them in one day, then wants more :rolleyes:

calleyw

carriel wrote:

You are doing brilliant :T Hubby thinks i'm obsessive too & he's taking it hard, but I figure another week or two & his bad habits will start to break.

He still has £10 a week for cricket & I buy him his favorite biscuits when we shop every week, but he eats them in one day, then wants more :rolleyes:

My husband get a bit more than £10 a week as he has Archery competitions and subs to pay for. But he saves for them each month.

It takes 21 days to make something a habit.


Yours


Calley

leni

We are by no means living on a breadline! If I was being "strict" the debt could be gone in 3/4 months!

We go to the Dominican Republic in 4 weeks for a 2 week all inclusive holiday, we've bought LOADS of new clothes for it, including him a pair of 70 pound trainers.

It's the willy nilly spending we need to control, and the fact that if we want something, then it get it 'now', so christmas and birthdays are stoopid because we don't want/need anything. I suppose it's good that nothing has gone on credit for over a year and the willy nilly spending is what we can afford to spend. But it won't always be like that!

postingalwaysposting

leni you are doing fine, would he rather have it payed off now, and control his spending with less 'spends' or still be where you are or worse in 10/15 years time? you are doing great hun and just think of the day when you can have your savings pileing up and your oh would be able to go out and buy the latest gadget we are here to help and we see what a benifit you are making to your life not much to go....

leni

Thank you everybody I'm am a little bit obsessive but it's because of the great idea's and motivation of this site! Coupled with my fear that my contract might not get renewed in March 2007 and the longing to start a family!

I don't care what he sayd:o :rotfl: the debts all in my name and I want it cleared (in my name because he kept getting late payment fee's added and wasn't disicplined enough to card tart! 17.9% :eek:

judi24

It is difficult to get the balance right. My OH also thinks I have become obsessive. But It is sinking in. Yesterday he phoned me on his way to work and asked if he could take an extra 10 pounds out of the bank as a wedding present for someone at work. In the past he would have taken whatever he wanted without even considering if it was budgeted for.
Also kids think i've lost the plot! Made DD2 work out which kithcen rolls were best value in asda today. (multi pack or small pack on special offer) She said i was sad!

DON"T CARE - OBSESSIVE AND SAD BUT DEBT FREE QUICKER!

Everest

Obsession is fine as long as it is coupled with two things:

1) It must make you happy long-term. It is possible to become debt-free without living a scrooge-like existence. There is a difference between Obsession and being all-consumed with money. This is a healthy difference.

2) Your desire to save money and become debt-free is a long-term passion rather than a short-term fad. Only by committing to the principles espoused on this site for the long-term can you really become debt-free and wealthier. No point paying off debt one moment only to go and splurge in the shops the next.

Consistent commitment is what is required here. Long-term it's bloody rewarding and will leave you freer to enjoy what you really want in life.

lazy&indebt

Definately! People think I'm sad and obsessive too, all my mates are between the ages of 20 and 22 and they all like to pee their money up the wall and think I'm sad for saving it but in a couple of years time, they'll catch my drift when they are living from one payday to the next and I'm debt free with my own house and holidays whenever I want them (paid for with cash obviously!)

And £550 for 3 weeks is more than enough! I live off less than a third of that!