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I need some guidance ASAP please!

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Comments

  • lisawood78
    lisawood78 Posts: 3,884 Forumite
    Hi, I really feel for you, it is so obvious you want to work your way out of this, such a shame you are not getting a break.
    Keep at the job front though, and hopefully perseverance will pay off!
    I second the barf diet for your dog. We have 2 Giant Breed dogs at home, and they cost me about £60 a month to feed (for both) and one has a very sensitive tum indeed but no problems since eating raw.
    Good luck.
    2 angels in heaven :A
  • elfen
    elfen Posts: 10,213 Forumite
    Definitely give rice, as it;s gluten free and that may be irritating his tummy.
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • WilmarieG
    WilmarieG Posts: 30 Forumite
    Thank you everybody for the responses and help.

    I've finalised a plan with PayPlan and things are looking up on the debt side.
    It's going to be close cut for the next few months, but once I'm working again it will all be A O K!

    Job front wise, I had an interview last week and I've been invited back for a second interview this Thursday (8th), as 1 of 4 possible candidates.

    So fingers, toes, arms, legs and eyes crossed, all should go well.

    Thanks again all. It does help airing issues instead of just worrying in a quiet little corner.

    (=
  • fatbelly
    fatbelly Posts: 23,229 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    WilmarieG wrote: »
    I've finalised a plan with PayPlan and things are looking up on the debt side.
    It's going to be close cut for the next few months, but once I'm working again it will all be A O K!

    (=

    Hi

    I missed your thread after posting earlier (think I unsubscribed)

    I'm really pleased that it seems to be working out for you.

    I feel sure you're gonna be OK. :)
  • Fang_3
    Fang_3 Posts: 7,602 Forumite
    What are the loans secured on?
  • WilmarieG
    WilmarieG Posts: 30 Forumite
    edited 21 July 2010 at 2:37PM
    To anyone still reading this thread and everyone who helped, thank you!

    I finally got a job and I'm starting the 2nd of August!

    It's a permanent position at a great company with great people and a really good salary. I could not have asked for anything more!

    Because of this PayPlan have also suggested that I go at the banks on my own, as financially they can't be of much assistance once I start earning. But they've given me lots of advice and guidance on what to do and say.

    So I've just done a new budget and forecast, accounting for every single thing I can think of. And with all of this, I should be debt free by the end of January 2011!!!!!!!

    I am almost stress free and much more relaxed at the moment.

    So, thank you all for your help! Sometimes the best thing to do is just speak to others! (=
  • fatbelly
    fatbelly Posts: 23,229 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    WilmarieG wrote: »
    So I've just done a new budget and forecast, accounting for every single thing I can think of. And with all of this, I should be debt free by the end of January 2011!!!!!!!

    Wow! Well done!
  • WilmarieG
    WilmarieG Posts: 30 Forumite
    Thank you!

    This is maybe not debt free in the true sense of it.
    I will still have the Tesco Loan, but I'm comfortable with the payment and it's not secured on anything. It's also only a 9.9% interest over the 2 years, so really not bad!

    But I won't have any cards and things like that to worry about any more, which will be such a relief!

    Thanks for all the help! :beer:
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    That's brilliant - congratulations - hope it all goes well for you.
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
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