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Unsettled loan showing as settled on Equifax
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Hi all....
I am currently on a DMP with CCCS and have just decided to check my credit report to see how bad i look on paper ! I have a loan with CCCS with an oustanding balance of around £6,000 which I am continuing to make payments on through CCCS. Experian shows that the loan was settled in December 2008 with a note which says " payment received as full and final settlement although the payment would not fully clear the loan "
Does anyone have any idea what, if anything I should do about this ? I'm paying them £68 a month at the moment via CCCS so if it did show up on Equifax it would either show as an Agreed Payment or a Default which would obviously look bad but if it shows as Settled should I continue to pay them ?
Please help !:o
I am currently on a DMP with CCCS and have just decided to check my credit report to see how bad i look on paper ! I have a loan with CCCS with an oustanding balance of around £6,000 which I am continuing to make payments on through CCCS. Experian shows that the loan was settled in December 2008 with a note which says " payment received as full and final settlement although the payment would not fully clear the loan "
Does anyone have any idea what, if anything I should do about this ? I'm paying them £68 a month at the moment via CCCS so if it did show up on Equifax it would either show as an Agreed Payment or a Default which would obviously look bad but if it shows as Settled should I continue to pay them ?
Please help !:o
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