Investment bonds for daughter

IanPt

feesarefare wrote: »

But the fact of the matter is the process to give advice doesnt change, irrespective whether the solution is simple or complicated.

All the necesary forms need to signed ,completed, checked filed etc etc.

I guess so, but does that mean I can't pay for say 1 or 2 hours advice to understand some of my options and in particular the mechanics of the process (e.g. buying a tracker fund and assigning it to my daughter) . All I've have had at moment is blanket recommendation for a packaged product (which doesn't even look to be particularly appropriate) with no useful discussion of my options.

I'm currently considering something along the the lines of 50% in ILSC, 25% in a fixed interest savings account (around 4 - 5 % appears to be available) as a bit of hedge against low inflation and 25% in equities (maybe a tracker fund) to give some growth potential (particularly since she won't want all the money at 18, I hope ).

Anyway thanks for all the advice / thoughts, this is exactly the sort of discussion I would like to have had with a IFA.