Please help! Red postcard from Mackenzie Hall, requiring an urgent call.

ajones28

ajones28 wrote: »

Hi I have had the exact same thing from different Debt Collection companies (inc. Mackenzie Hall). You will find your debt will get passed around roughly every 6 months to different Debt Collection Companies. I have had the threats when you ring their bailiffs up. I have even had 1 man threatening me at my door that unless I gave him £285 there and then (which I didn't have) that he would be back within 24 hours to break into my house and take everything I f***ing owned. They really do employ some lovely people!!! They can be really awful and are nothing but bullies, most of them. Don't worry if your letter gets there late. They do not stick to their deadline dates on their threatening correspondence. They know that they really do not have many rights whatsoever to take your belongings, so due to desperation, they use these bullying tactics hoping that you won't know your rights. You will be better off sending the letter a day late by recorded delivery rather than just sending it normally. They could say they haven't received it and then you cannot prove that you have sent it then can you. Oh and get a copy of any letters you send. Also only offer them what you can realistically afford, they would prefer to receive a small amount regularly rather then a bigger amount intermittently. If you offer too much you will only end up robbing Peter to pay Paul and that is going to put you in a worse position than you are in now. If they refuse your offer, do not back down. They will have to give in eventually, they would rather get a few pounds a week than nothing at all. Just remember you cannot give them what you haven't got. Good luck and don't let them get you down. That means they have won. :mad:

By the way that was the Bailiffs words not just me being Foul mouthed!!! :eek:

clang_uk

Bailiffs such charming chaps, wonder if they have to attend a finishing school?!?

I'm sorry but I can't add to other's advice, just do as the above posts mention and they'll back down. It may be worth sticking up an SOA from makesenseofcards and we can help you better use your income to address any other debts you may have.

DVardysShadow

debtfreewannabe2010 wrote: »

I owe them money and I do not know what to do. I don't want to call them but the postcard is threatening and they've told me to call them 'NO LATER THAN 24th June 2010', so if I send a letter I don't know if it will get there before my deadline. I am too afraid to call them. Whenever I try to call such people, they bully me and won't accept the small installments that I offer. I don't know what to do. :'(

It is their stupid deadline. It is their problem. If you want to write rather than phone, you write. Their deadline means nothing and if you can see them for what they are, it just makes them look stoopid. Missing their deadline is their problem for setting an unachievable deadline.

vikki2k1

sorry wanted to start a new thread...