Help needed. 63yo needs to stop working.

andyandflo

jeanmd wrote: »

Thank you for your replies, I've passed all the information on. x

Just to give you some figures:

As a couple they would get £202.40pw basic.

In addition they could get another £53.65pw for his wife disability premium

He could get another £30.05pw as a carers premium.

In addition to that, and if they have any savings they could get another £24.00pw.

As it is a means tested benefit, the income they are getting already other than his employment (which he intends to give up), OAP etc, would be deducted from the total Pension Credit. The difference, he will get.

In addition Attendance Allowance is paid on top of the Pension Credit of another £47.80pw or £71.40 depending how disabled she is found to be.

All in all and excluding the savings credit, they could be getting up to £357.50pw but that would include her OAP.

On top of that by getting Pension Credit they should not be paying any Council Tax. If renting, they should also claim housing benefit

anmarj

andyandflo wrote: »

Just to give you some figures:

As a couple they would get £202.40pw basic.

In addition they could get another £53.65pw for his wife disability premium

/QUOTE]


that is wrong, if only one of them is in receipt of a disability benefit no premium is paid at all to the other, the qualifing rule is that both must be in receipt for either the double or single rate to be considered

jeanmd

anmarj wrote: »

andyandflo wrote: »

Just to give you some figures:

As a couple they would get £202.40pw basic.

In addition they could get another £53.65pw for his wife disability premium

/QUOTE]


that is wrong, if only one of them is in receipt of a disability benefit no premium is paid at all to the other, the qualifing rule is that both must be in receipt for either the double or single rate to be considered

Ok. Now confused again.

anmarj

In order to qualify for the SDP premium on PC for a couple is that both have to be on a disability benefit ie MR/HR care or AA, if only one person of the couple is on the AA or DLA MR/HR care then there is no severe disability premium paid. If both had been on and for example care allowance in payment for the one then a single rate could be paid.

here is the guidance from our decision makers guide:

Claimants who have a partner
78045 Claimants who have a partner are treated as being severely disabled and are
entitled to the lower rate of additional amount for the severely disabled if1
1. both partners are in receipt of
1.1 “AA” or
1.2 the care component of DLA at the highest or middle rate and
2. there are no persons aged 18 or over
2.1 normally residing with the partners or
2.2 who the partners normally reside with (see DMG 78065 et seq) and
3. someone is entitled to and in receipt of CA in respect of caring for only one of
the partners.
1 SPC Regs, reg 6(5)(a); Sch I, para 1(1)(b)
78046 Claimants who have a partner may not satisfy the conditions in DMG 78045. In such
a case the lower rate can still be awarded if1
1. one of the partners is in receipt of
1.1 “AA” or
1.2 the care component of DLA at the highest or middle rate and
2. the other partner is blind or treated as blind and
3. there are no persons aged 18 or over
3.1 normally residing with the partners or
3.2 who the partners normally reside with (see DMG 78065 et seq) and
4. no-one is entitled to and in receipt of CA in respect of caring for the partner
who is receiving “AA” or DLA as in 1.
1 reg 6(5)(a); Sch I, para 1(1)(c)

in your parents case the appropirate amount would be (current amounts) £202.40 plus carer premium of £30.05 = £232.45 per week, if their weekly income comes in under that then they will get the income topped to that level. The AA would be disregarded as income but any other benefits like carers allowance, in payment, would be taken into account. If they have any savings the first £10k is disregarded, then it is a £1 for every £500 above that. if both your parents are under 65 then they do not qualify for savings credit as one has to be over 65 before that comes in, but if entitled could get up to £27.09 per week for that - but that depends on having enough qualifing income above £157.25 per week

jeanmd

Thanks for explaining.

It's a family friend not my parents.

He's 63 almost 64 his wife is 72 she has alzheimer's.
He has a full time job at the moment, but needs to stop work to look after her.

anmarj

jeanmd wrote: »

It's a family friend not my parents.

sorry got confused!:o

Mojisola

As well as sorting out the financial side, it's a good idea to have assessments from Social Services - one for her needs and one for him as a carer. SS should put into place an emergency plan in case he is suddenly unable to care for her - illness or accident. It's much better to plan for these things in advance.

He should also be asking about what help is available. If he is going to be her carer 24/7, he will need to make sure that he has regular respite even if it's just so he can go shopping without worrying what's happening at home while he's out.