Bank Charges - Im gonna give it a go!

1st_Time_Saver

Hi Everyone!

I have plucked up the courage to try and claim my overdraft charges back! :eek: I have also encouraged my OH to do the same so here's hoping!

Im with Barclays, has anyone reclaimed Bank Charges with them, if so, how did you get on?

Cheers!

1st Time Saver

CarolnMalky

I am also gonna try claiming mine and hubby's charges back, worse thing they can say is no! nothing to lose.
Good luck with it saver!
Carol

crawley_girl

I have just had success with Barclays... they held out until the last possible minute. Court date was 30th (yesterday) and they wrote and offered to settle out of court last week.

Hold your nerve and you can do it!

:heartpuls CG :heartpuls

1st_Time_Saver

Cheers Carol, i went onto https://www.penaltycharges.co.uk this evening and copied the letter asking for my charges details, will post it tomorrow.

Let me know how you get on and i'll do the same!

1st TSx

1st_Time_Saver

Oooh, thats good to know Crawley, i must admit, im a bit scared, ive not done this kind of thing before but knowing so many others have done it and succeeded, has spured me on!

1st TS x

CarolnMalky

Thanks for that website, thats a good one too...I have printed up the letters from the website Martin recommended.
Good luck 1st...I'll keep you posted.
Carol

maverick007

Evening all, got my money back from GE capital at the first letter stage, Capital one just offered a part payment so its worth going for it:j

iwannabefree

I have just got my charges too. Even though it was the banks fault as my OH withdrew money from an ATM and didn't have any money in it, the bank account showed it had given the money out. How wrong it was. Direct debits got returned unpaid and without knowing racked up £230.00 in charges. Having sent them a letter explaining and threw in the "Loyal customer" quote, they offered £150 back. Oh no i said, so phoned them up and eventually got back £210.

It can be done. But i have to thank MSE for advice and guidance on how to do it and stick to my guns.

Consumers 1, banks 0.

terriblesaver

Great posts guys - spurred me into action!

letters have gone to Capital One, 2 to GE (store cards) both paid off in full a year ago and Citi bak cards in hubbys name - again paid off in full a year ago .... will keep you posted.

x

oakdale_minx

Go for it! I am claiming over £5000 in total from the Abbey, Capital One and Citicards. It is four claims and they are all at the court stage now. It turned down an offer of £1,994 today from the Abbey, because it's all about holding your nerve and not being put off or intimidated.

I'm waiting for court dates on two of them and I've just had a Judgement by Default against Citicards issued because they ignored /forgot to action the summons!!!!

It takes a little time from start to finish, have a look at http://www.consumeractiongroup.co.uk for more help.

jen30_2

Good luck to everyone claiming bank charges back. I've printed off letters for me & my OH to send to the Halifax tomorrow. Has anyone dealt with them before?