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Structured Settlements

I need more informations about "Structured Settlements". Ive just got a payout and I need to talk to some one about structured settlements. Ive heard that you can get more money by selling your one off payment for tiered payment system which will ensure that you have money for the long run. I found a few articles at http://structured-settlement-payout.com but these only seemed to confuse me. Any ideas?
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