Job seekers question

Wraithio

I have been a full time student untill this year, so I am now seeking work (which is proving near impossible).

I went to claim Job seekers and I was told I have to wait untill 2nd of july 2010 to do so, its comnig up real fast!

I was involved in an accident as a passenger of a car in december 2009 and compensation claim is still going through. The driver got her money in april of this year.

My question is, if I claim JSA from 2nd july 2010 does any compensation reward from the crash in december 2009 affect me? and will I have to pay back money JSA give me?

I have worked for the last 8 years in two shops, but havent paid any tax as such as I was on the student tax. So I would need to be on income based and not contribution based benefit.

What do you guys think? Reading through your more clued up than me

Look forward to the replies.

Indie_Kid

There is no such thing as "student tax".

Oldernotwiser

Have you been paying NICs when working as these are the contributions you need rather than being a tax payer.

Wraithio

I was always told as a student I pay no tax unless I work over X amount of hours or earn X amount of money. Thats the definition I use as student tax.

Not paid no NIC that I know of bar when I worked more hours over the summer time (like 40+ hours a week).

Edit: Looked at my old slips, in the last 5 years I paid just short of £150 in NIC. I only worked 12 hours a week while at college, and then uni. Then had my hours slashed to 9 a week, it was that or be made redundant.

Oldernotwiser

Then you'll have to claim means tested JSA rather than contributions based.

How much money are you expecting to get?

Wraithio

That I don't know.

The driver got £1,695 so I assume a similar amount to them.

I have to possible go to court as the other side are delaying, and it could go on a further 3-6 months.

Hence the reason I ask. I havent claimed anything benefit wise, so it will only start from the second I reapply on the 2nd July. So I don't really want to get the money, then have it all taken away. More so for something that happened months before I ever got to the point of being able to claim any JSA.

healy

Wraithio wrote: »

That I don't know.

The driver got £1,695 so I assume a similar amount to them.

I have to possible go to court as the other side are delaying, and it could go on a further 3-6 months.

Hence the reason I ask. I havent claimed anything benefit wise, so it will only start from the second I reapply on the 2nd July. So I don't really want to get the money, then have it all taken away. More so for something that happened months before I ever got to the point of being able to claim any JSA.

If you are going to claim income based JSA and your savings will be under £6000 it will not affect your claim for JSA.

Wraithio

I don't have any savings :rotfl:

Does the compensation come under savings then?

I have a certificate from the DWP saying my payments due are nil. I assume thats as I haven't claimed anything benefit based. If I do start to claim, then does it roll on from that certificate, or does that certificate mean thats all I will pay as its calculated from something that I'm expected to receive? Information passed on from the solicitor or something to the DWP?

Oldernotwiser

Do you have savings as well as any compensation you may get?

Wraithio

Oldernotwiser wrote: »

Do you have savings as well as any compensation you may get?

Probably like a few hundred pounds in another account. But if you take in to account my overdraft, its pretty much break even.

healy

Wraithio wrote: »

Probably like a few hundred pounds in another account. But if you take in to account my overdraft, its pretty much break even.

They do not offset debts against savings.

If you have below £6000 in savings it will not affect IBJSA.