what information shows up on a survey

Debt_Free_Chick

huki wrote:

There is a down side to having a full structural survey done and that is that if they find some defects that are not particularly serious, that you maybe could fix up at a later time yourselves, the mortgage lender may withhold some of the monies untill these are rectified, or you may have to pay for a specialised check to be done to asses the defects in more detail.

But the lender doesn't see the full structural survey. The lender gets its own, separate valuation

Debt_Free_Chick

jamminjamaica wrote:

there were rummor that there may have been a fire at the house. would that show up on any kind of survey? or how could we find out?

I have to admit that if there had been a serious fire, I would be inclined to have a full structural survey - just to give me piece of mind that the fire didn't cause any structural damage. Or if it did, that the necessary repairs were carried out to satisfactory standards.

But it really depends on how serious the fire was ...

In our village, if that was the rumour, you'd find out the truth was that the property was built on the site where the village fireman used to live :rotfl: Beware small village gossip!

marybishop

Usually a house purchase is the biggest purchase anyone will make. If you've got doubts about the integrity of the structure due to possible fire damage then surely a few hundred pounds spent on a survey is worth it for peace of mind. By the way a mortgage valuation is exactly that - it's not a survey.

[Deleted User]

Doozergirl wrote:

Your house should still be covered by it's NHBC guarantee for any big problems.

I heard that the NHBC guarantee is not worth the paper it's written on. There has been sevral reports both in the papers and on TV about this, and personally, I would not trust them.